3118 Charles St, Fallston, MD 21047 Property Records

Harford County property record for 3118 Charles St, Fallston, MD 21047

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,972 sqft · built 2024
Lot Size	2.23 acres (97,139 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Feb 2024)
Tax Bill	$6,547 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Oct 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-097904`

Property Details

APN / Parcel Number

Primary APN	`04-097904`
Alternative APNs	`4097904` `097904`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,972 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	97,139 sqft (2.23 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	097904
Street Address	3118 CHARLES ST
City	FALLSTON
State	MD
Zip	21047-1015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 2 2.237 AC 3118 CHARLES STREET MARSDEN PROP 219/45
Legal Subdivision	CHARLES STREET MARSD
Legal Lot Number	2
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	3
Census Block	3009
Census Tract	304201

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3118 CHARLES ST, FALLSTON, MD 21047-1015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed, Transfer · Conventional Mortgage ORRSTOWN BANK
Oct 13, 2023	Re-recorded Document FRONT DOOR TITLE INC
Jun 16, 2023	Deed, Transfer · Commercial Mortgage ROSEDALE FSLA
Nov 16, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2024 · Amount on Record
Deed Sale	Feb 27, 2024 · Amount on Record
Prior Sale	Oct 13, 2023 · Amount on Record
Prior Transfer Date	Jun 9, 2023
Prior Transfer Doc	0160630036
Record Updated	Sep 20, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Feb 27, 2024
Property Address	3118 CHARLES ST, FALLSTON, MD 21047-1015
Document Number	0161850287
Book / Page	16185 / 287
Map Reference	MB 100 PL 12
Instrument Date	Feb 9, 2024
Transaction Type	Transfer
Record Updated	Mar 8, 2024
Title Company	COLE TITLE, COLE TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3118 CHARLES ST, FALLSTON, MD 21047-1015

Mortgage

Document Number	0161850292
Date	Feb 27, 2024
Instrument	16185-0292

Lender

Name	ORRSTOWN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

October 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	HARFORD MD
Recording Date	Oct 13, 2023
Property Address	3118 CHARLES ST, FALLSTON, MD 21047-1015
Document Number	0160630036
Book / Page	16063 / 36
Map Reference	MB 100 PL 12
Instrument Date	Jun 9, 2023
Record Updated	Oct 27, 2023
Title Company	FRONT DOOR TITLE INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3118 CHARLES ST, FALLSTON, MD 21047-1015

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 16, 2023
Property Address	3118 CHARLES ST, FALLSTON, MD 21047-1015
Document Number	0159420096
Book / Page	15942 / 96
Map Reference	MB 100 PL 12
Instrument Date	Jun 9, 2023
Transaction Type	Transfer
Record Updated	Jul 4, 2023
Title Company	FRONT DOOR TITLE INC

Transaction

Amount	Amount Recorded
Tax	$1,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2727 HARFORD RD, FALLSTON, MD 21047-2517

Mortgage

Document Number	0159420101
Date	Jun 16, 2023
Instrument	15942-0101

Lender

Name	ROSEDALE FSLA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 16, 2018
Property Address	3118 CHARLES ST, FALLSTON, MD 21047-1015
Document Number	0130600101
Book / Page	013060 / 000101
Instrument Date	Oct 18, 2018
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3114 CHARLES ST FALLSTON MD 210471015, FALLSTON, MD 21047-1015

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$740,200 (+518.03%)	$812,700 (+560.19%) Land $141,100 Building $671,600
2025	$6,547.00 (+415.92%) Homeowner's exemption
2023		$119,767 (+2.86%)	$123,100 (-) Land $123,100
2022	$1,269.00 (-1.55%)	$116,433	$123,100 Land $123,100
2021	$1,289.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fiber	980 / 880

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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