3150 Charles St, Fallston, MD 21047 Property Records

Harford County property record for 3150 Charles St, Fallston, MD 21047

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,116 sqft · built 1992
Lot Size	3.84 acres (167,270 sqft)
Owner	2 Individual Names on Record
Last Sale	$736,000 (Apr 2021)
Tax Bill	$8,255 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-086481`

Property Details

APN / Parcel Number

Primary APN	`04-086481`
Alternative APNs	`4086481` `086481`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,116 sqft Total Area
Basement Area	1,250 sqft
Finished Basement	1,250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	167,270 sqft (3.84 acres)
Garage Type	Attached
Garage Area	841 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	086481
Street Address	3150 CHARLES ST
City	FALLSTON
State	MD
Zip	21047-1015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 4 3.841 AC 3150 CHARLES STREET LD J FLEMING P 69/34
Legal Subdivision	LD FLEMING J
Legal Lot Number	4
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	3
Census Block	3009
Census Tract	304201

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3150 CHARLES ST, FALLSTON, MD 21047-1015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 30, 2021	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Jul 31, 2019	Deed of Trust, Mortgage SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2021 · Amount on Record
Deed Sale	Apr 30, 2021 · Amount on Record
Prior Sale	Apr 19, 2016 · Amount on Record
Deed Book / Page	14713 / 287
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3150 CHARLES ST, FALLSTON, MD 21047-1015
Transaction Type	Mortgage
Record Updated	Nov 11, 2022
Title Company	RADIAN SETTLEMENT SVCS INBC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3150 CHARLES ST, FALLSTON, MD 21047-1015

Mortgage

Document Number	0157260206
Date	Nov 2, 2022
Book Page	15726/206

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 23, 2052

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Apr 30, 2021
Property Address	3150 CHARLES ST, FALLSTON, MD 21047-1015
Document Number	0147130287
Book / Page	14713 / 287
Instrument Date	Apr 26, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	MID ATLANTIC STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3150 CHARLES ST, FALLSTON, MD 21047-1015

Mortgage

Document Number	0014713295
Date	Apr 30, 2021
Instrument	14713/295

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Mortgage

Document Number	0147130312
Date	Apr 30, 2021
Book Page	14713/312

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	63 Months
Due	Jul 1, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3150 CHARLES ST, FALLSTON, MD 21047-1015
Document Number	0133860213
Instrument Date	Jul 31, 2019
Transaction Type	Mortgage
Record Updated	Aug 22, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3150 CHARLES ST FALLSTON MD 210471015, FALLSTON, MD 21047-1015

Mortgage

Document Number	0133860213
Date	Aug 9, 2019
Book Page	013386/000213

Lender

Name	SUNTRUST BK
Type	Bank
Address	245 PEACHTREE CENTER AVE NE # 17, ATLANTA, GA 30303-1222

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,255.00 (+12.93%) Homeowner's exemption	$751,933 (+22.69%)	$795,300 (+19.56%) Land $154,200 Building $641,100
2025	$7,310.00 (+18.5%) Homeowner's exemption
2023		$612,867	$665,200 Land $154,200 Building $511,000
2022	$6,169.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fiber	980 / 880

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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