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3170 Charles St, Fallston, MD 21047 Property Records

Harford County property record for 3170 Charles St, Fallston, MD 21047 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,390 sqft · built 1998
Lot Size6.6 acres (287,496 sqft)
Owner2 Individual Names on File
Last Sale$817,500 (Sep 2025)
Tax Bill$5,928 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN04-086554

Property Details

APN / Parcel Number

Primary APN04-086554
Alternative APNs
  • 4086554
  • 086554

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,390 sqft Total Area
Basement Area909 sqft
Finished Basement909 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area287,496 sqft (6.6 acres)
Garage TypeBuilt-in
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area324 sqft
Deck Area242 sqft
Patio Area364 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number086554
Street Address3170 CHARLES ST
CityFALLSTON
StateMD
Zip21047-1015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 9 6.604 ACC 3170 CHARLES STREET LD FLEMING P 68/26
Legal SubdivisionJOHN K FLEMING
Legal Lot Number9
JurisdictionHARFORD MD
Township / Civil Division4, MARSHALL
Census Block Group3
Census Block3009
Census Tract304201

Owner

Source: Harford County records · APN 04-086554

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3170 CHARLES ST, FALLSTON, MD 21047-1015
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2025Deed, Transfer · Conventional Mortgage
ATLANTIC UNION BANK
May 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
NFM LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 30, 2025 · Amount on Record
Deed SaleSep 30, 2025 · Amount on Record
Prior SaleAug 29, 1995 · Amount on Record
Deed Book / Page16827 / 255
Record UpdatedSep 20, 2026

September 2025: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateSep 30, 2025
Property Address3170 CHARLES ST, FALLSTON, MD 21047-1015
Document Number0168270255
Book / Page16827 / 255
Map ReferenceMB 68 FO 26
Instrument DateSep 29, 2025
Transaction TypeTransfer
Record UpdatedOct 14, 2025
Title CompanyGOLDSTAR TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,087.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3170 CHARLES ST, FALLSTON, MD 21047-1015

Mortgage

Document Number0016827261
DateSep 30, 2025
Instrument16827/261
Lender
NameATLANTIC UNION BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address3170 CHARLES ST, FALLSTON, MD 21047-1015
Document Number0139030259
Instrument DateMay 21, 2020
Transaction TypeMortgage
Record UpdatedJul 29, 2020
Title CompanyR AND P SETTLEMENT GROUP LLC, R&P SETTLEMENT GRP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3170 CHARLES ST FALLSTON MD 210471015, FALLSTON, MD 21047-1015

Mortgage

Document Number0139030259
DateJun 10, 2020
Book Page013903/000259
Lender
NameNFM LNDG
AddressLINTHICUM, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 09, 2035

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$597,200 (+5.18%)$626,600 (-) Land $168,000 Building $458,600
2025$5,928.00 (+7.14%)$567,800 (+9.13%)$626,600 (+16.38%) Land $168,000 Building $458,600
2023$520,300$538,400 Land $168,000 Building $370,400
2022$5,533.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253042013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 52 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Armstrong HoldingsCable1,000 / 20
VerizonFiber980 / 880

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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