315 Smith St, Erwin, TN 37650 Property Records

Unicoi County property record for 315 Smith St, Erwin, TN 37650 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size37,658 sqft (0.865 acres)
OccupancyOwner Occupied
Last Sale$70,000 (2025)

Property Details

APN / Parcel Number

Primary APN031K-F-017.01
Alternative APNs
  • 086031K F 01701
  • 000008505

Exterior

Lot Area37,658 sqft (0.865 acres)
Depth X Width198 ft x 123 ft Depth x Width

Utilities and HVAC

SewageSewage Connected
Water SourceCommercial Water Source

Location & Zoning

Street Address315 SMITH ST
CityERWIN
StateTN
Zip37650-2028
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWALTER HARRIS LOT 2 121.2X126.3X299.4X304
Legal SubdivisionWALTER HARRIS
Legal Lot Number2
JurisdictionUNICOI TN
Minor Civil Division1
Census Blockgroup1
Census Block1055
Census Tract80200

Owner

Source: Unicoi County records · APN 031K-F-017.01

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address315 SMITH ST, ERWIN, TN 37650-2028
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2025Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
May 31, 2023Warranty Deed, Transfer · Conventional Mortgage
EASTMAN CU
Aug 03, 2021Quit Claim Deed, Transfer
DEBBIE TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 13, 2025 · Amount on Record
Deed SaleJan 13, 2025 · Amount on Record
Prior SaleMay 31, 2023 · Amount on Record
Deed Doc Number202569
Deed Book / Page487 / 624
Record RefreshedJun 08, 2026

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNICOI TN
Recording DateJan 13, 2025
Property Address315 SMITH ST, ERWIN, TN 37650-2028
Document Number0000487624
Book / Page487 / 624
Instrument DateJan 09, 2025
Instrument25000069
Transaction TypeTransfer
Record UpdatedJan 29, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Tax$259.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 SMITH ST, ERWIN, TN 37650-2028

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNICOI TN
Recording DateMay 31, 2023
Property Address315 SMITH ST, ERWIN, TN 37650-2028
Document Number0000470632
Book / Page470 / 632
Instrument DateMay 31, 2023
Instrument23000956
Transaction TypeTransfer
Record UpdatedJan 29, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$233.10
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1108 SHANNONBROOK DR, NEWTON, NC 28658-8404

Mortgage

Document Number0023000957
DateMay 31, 2023
Instrument23000957
Lender
NameEASTMAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJun 01, 2043
Interest
Rate TypeAdjustable Rate
Rate6.62%
Type Change DateJun 01, 2028
Change FrequencyAnnually
Min Rate At Change4.62%
Max Rate At Change8.62%
Index1-Year CMT
Margin3
Max Rate11.6%

August 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionUNICOI TN
Recording DateAug 03, 2021
Property Address315 SMITH ST, ERWIN, TN 37650-2028
Document Number0000448891
Book / Page448 / 891
Instrument DateDec 17, 2020
Instrument21001709
Transaction TypeTransfer
Record UpdatedJan 29, 2026
Title CompanyDEBBIE TITLE

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1035 RIDDLE RD, ERWIN, TN 37650-8803

Tax Assessment & Valuation

Source: Unicoi County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateTennessee
CountyUnicoi County
Unified School DistrictUnicoi County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$204.00$7,825 (-) Land $7,825$31,300 (-) Land $31,300
2023$7,825 Land $7,825
2022$31,300 Land $31,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Unicoi County (47171C), updated August 23, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskLow
above 32% of the US · above 49% of Tennessee
Wildfire LikelihoodAbout 1 in 2,381 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Smith St

Nearby Streets

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