318 Smith St, Erwin, TN 37650 Property Records

Unicoi County property record for 318 Smith St, Erwin, TN 37650 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Architecture Style	Custom Design
Year Built	Built 2010
Square Footage	1,248 sqft Living Area
Lot Size	10,175 sqft (0.234 acres)
Occupancy	Owner Occupied
Last Sale	$65,000 (2018)
Tax Bill	$435.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`031K-D-020.00`
Alternative APNs	`086031K D 02000` `000008455`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,248 sqft Living Area
1st Floor	1,248 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Custom Design Style
Exterior Material	Siding Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	10,175 sqft (0.234 acres)
Depth X Width	113 ft x 84 ft Depth x Width

Exterior Amenities

Deck Area	100 sqft Deck
Patio Area	100 sqft Patio
Porch Area	138 sqft Porch
Utility Building	384 sqft Utility Building

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected
Water Source	Commercial Water Source

Location & Zoning

Street Address	318 SMITH ST
City	ERWIN
State	TN
Zip	37650-2029
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	2010 CMH HOMES BWM 26X48 86X116X77X110
Legal Subdivision	KATIE LAWING
Jurisdiction	UNICOI TN
Minor Civil Division	1
Census Blockgroup	1
Census Block	1061
Census Tract	80200

Owner

Source: Unicoi County records · APN 031K-D-020.00

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	318 SMITH ST, ERWIN, TN 37650-2029
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 03, 2018 · Amount on Record
Deed Sale	Oct 03, 2018 · Amount on Record
Prior Sale	Aug 26, 2010 · Amount on Record
Deed Doc Number	20181853
Deed Book / Page	416 / 648
Record Refreshed	Jun 08, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	318 SMITH ST, ERWIN, TN 37650-2029
Document Number	430389
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 SMITH ST ERWIN TN 376502029, ERWIN, TN 37650-2029

Mortgage

Document Number	430389
Date	Jan 30, 2020
Book Page	000430/000389
Instrument	199

Lender

Name	AMERICAN FIN'L RSRCS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2050

Tax Assessment & Valuation

Source: Unicoi County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$496.00 (+14.02%)	$19,000 (+13.94%) Land $4,775 Building $14,225	$76,000 (-) Land $19,100 Building $56,900
2024	$435.00 (+10.97%)
2023		$16,675 (-) Land $4,775 Building $11,900
2022	$392.00	$16,675 Land $4,775 Building $11,900	$76,000 Land $19,100 Building $56,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Unicoi County (47171C), updated August 23, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 34% of the US · above 52% of Tennessee
Wildfire Likelihood	About 1 in 2,041 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.