Unicoi County property record for 316 Smith St, Erwin, TN 37650 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 942 sqft · built 1986 |
| Lot Size | 0.136 acres (5,941 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $53,000 (May 2022) |
| Tax Bill | $512 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 031K-D-009.00 |
| Primary APN | 031K-D-009.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Building Area | 942 sqft Living Area |
| 1st Floor Area | 942 sqft 1st Floor |
| Stories | 1 Story |
| Flooring | Tile |
| Interior Walls | Paneling |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Custom Design |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,941 sqft (0.136 acres) |
| Lot Dimensions | 117 ft deep x 50 ft wide |
| Porch | Open/Unfinished Porch |
| Porch Area | 98 sqft Porch |
| Terrain | Rolling |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 316 SMITH ST |
|---|---|
| City | ERWIN |
| State | TN |
| Zip | 37650-2029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PB B PG 553 LOT 1-1A TENANTS IN COMMON WITH RIGHT OF SURVIVORSHIP 50X117 |
| Legal Subdivision | LLOYD PROPERTY DIVISION |
| Legal Block | B |
| Legal Lot Number | 1 |
| Jurisdiction | UNICOI TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 80200 |
Source: Unicoi County records · APN 031K-D-009.00
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 316 SMITH ST, ERWIN, TN 37650-2029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Dec 02, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| May 09, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage CLINCHFIELD FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 09, 2022 · Amount on Record |
| Deed Sale | May 09, 2022 · Amount on Record |
| Prior Sale | Mar 28, 2016 · Amount on Record |
| Deed Document Number | 20221025 |
| Deed Book / Page | 459 / 259 |
| Prior Transfer Date | Jun 20, 2014 |
| Prior Transfer Doc | 0000378360 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNICOI TN |
| Recording Date | Dec 02, 2022 |
| Property Address | 316 SMITH ST, ERWIN, TN 37650-2029 |
| Document Number | 0000465782 |
| Book / Page | 465 / 782 |
| Map Reference | CAB C SL 377 |
| Instrument Date | Dec 01, 2022 |
| Instrument | 22002546 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $444.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 316 SMITH ST, ERWIN, TN 37650-2029 |
| Document Number | 0022002547 |
|---|---|
| Date | Dec 02, 2022 |
| Instrument | 22002547 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.52% |
| Type Change Date | Dec 01, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.52% |
| Index | 5-Year TN |
| Max Rate | 11.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNICOI TN |
| Recording Date | May 09, 2022 |
| Property Address | 316 SMITH ST, ERWIN, TN 37650-2029 |
| Document Number | 0000459259 |
| Book / Page | 459 / 259 |
| Map Reference | CAB B SL 553 |
| Instrument Date | May 06, 2022 |
| Instrument | 22001025 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2022 |
| Title Company | DEBBIE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $196.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 312 SMITH ST, ERWIN, TN 37650-2029 |
| Document Number | 0022001026 |
|---|---|
| Date | May 09, 2022 |
| Instrument | 22001026 |
| Name | CLINCHFIELD FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2037 |
Source: Unicoi County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Unicoi County |
| Unified School District | Unicoi County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $512.00 (+4.7%) | $19,600 (+4.53%) Land $2,850 Building $16,750 | $78,400 (-) Land $11,400 Building $67,000 |
| 2024 | $489.00 (+5.16%) | ||
| 2023 | $18,750 (-5.18%) Land $2,850 Building $15,900 | ||
| 2022 | $465.00 | $19,775 Land $3,875 Building $15,900 | $78,400 Land $11,400 Building $67,000 |
Source: FEMA National Flood Hazard Layer, Unicoi County (47171C), updated August 23, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 34% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 2,041 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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