Unicoi County property record for 306 Smith St, Erwin, TN 37650 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1.5 Baths |
| Year Built | Built 1981 |
| Square Footage | 2,188 sqft Living Area |
| Lot Size | 7,699 sqft (0.177 acres) |
| Garage | Carport, 912 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $130,000 (2021) |
| Tax Bill | $860.00 (2024) |
| Primary APN | 031K-D-021.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Building Area | 2,188 sqft Living Area |
| Gross Area | 3,052 sqft Gross Area |
| 1st Floor | 2,188 sqft 1st Floor |
| Basement Area | 836 sqft Basement |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Paneling Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Custom Design Style |
| Exterior Material | Siding Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 7,699 sqft (0.177 acres) |
| Depth X Width | 150 ft x 50 ft Depth x Width |
| Garage Type | Carport Garage |
| Garage Area | 912 sqft Garage |
| Carport | Carport |
| Carport Area | 912 sqft Carport |
| Total Buildings | 2 Total Buildings |
|---|---|
| Porch Area | 28 sqft Porch |
| Topography | Rolling Topography |
| Canopy Area | 28 sqft Canopy |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Sewage Connected |
| Water Source | Commercial Water Source |
| Street Address | 306 SMITH ST |
|---|---|
| City | ERWIN |
| State | TN |
| Zip | 37650-2029 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | JOINT TENANTS WITH RIGHT OF SURVIVORSHIP 50X150 |
| Legal Subdivision | TYLER GREGG MCCOY |
| Jurisdiction | UNICOI TN |
| Minor Civil Division | 1 |
| Census Blockgroup | 1 |
| Census Block | 1061 |
| Census Tract | 80200 |
Source: Unicoi County records · APN 031K-D-021.00
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 306 SMITH ST, ERWIN, TN 37650-2029 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 02, 2021 · Amount on Record |
| Deed Sale | Dec 02, 2021 · Amount on Record |
| Prior Sale | Sep 23, 2014 · Amount on Record |
| Deed Doc Number | 20212656 |
| Deed Book / Page | 453 / 527 |
| Transfer Doc | 0208000787 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNICOI TN |
| Recording Date | Dec 02, 2021 |
| Property Address | 306 SMITH ST, ERWIN, TN 37650-2029 |
| Document Number | 0000453527 |
| Book / Page | 453 / 527 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 21002656 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $481.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 306 SMITH ST, ERWIN, TN 37650-2029 |
| Investor | Possibly a Property Investor |
| Document Number | 0021002657 |
|---|---|
| Date | Dec 02, 2021 |
| Instrument | 21002657 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
Source: Unicoi County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Unicoi County |
| Unified School District | Unicoi County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $789.00 (-8.26%) | $30,225 (-8.2%) Land $3,125 Building $27,100 | $120,900 (-) Land $12,500 Building $108,400 |
| 2024 | $860.00 (+11.11%) | ||
| 2023 | $32,925 (-) Land $3,125 Building $29,800 | ||
| 2022 | $774.00 | $32,925 Land $3,125 Building $29,800 | $120,900 Land $12,500 Building $108,400 |
Source: FEMA National Flood Hazard Layer, Unicoi County (47171C), updated August 23, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Low above 34% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 2,041 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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