Ottawa County property record for 315 S Main St, Commerce, OK 74339
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 859 sqft · built 1938 |
| Lot Size | 0.14 acres (6,000 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $445 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20042 |
| Primary APN | 20042 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 859 sqft Living Area |
| 1st Floor Area | 859 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,000 sqft (0.14 acres) |
| Garage Type | Detached |
| Garage Area | 468 sqft |
| Porch | Slab |
| Porch Area | 189 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Account Number | 20042 |
|---|---|
| Street Address | 315 S MAIN ST |
| City | COMMERCE |
| State | OK |
| Zip | 74339-2221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 6 - 7, BLK 38 NORTH MIAMI NOW COMMERCE |
| Legal Subdivision | NORTH MIAMI NOW COMMERCE |
| Legal Block | 38 |
| Legal Lot Number | 6,7 |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 574200 |
Source: Ottawa County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 315 S MAIN ST, COMMERCE, OK 74339-2221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Ottawa County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Commerce City |
| Unified School District | Commerce Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,638 (+0.96%) Land $207 Building $4,431 | $40,687 (+0.96%) Land $1,819 Building $38,868 | |
| 2025 | $445.00 (+0.68%) | $4,594 (-15.32%) Land $207 Building $4,387 | $40,301 (-18.91%) Land $1,819 Building $38,482 |
| 2024 | $442.00 (-4.74%) | $5,425 (+5.01%) Land $207 Building $5,218 | $49,697 (-) Land $1,819 Building $47,878 |
| 2023 | $464.00 (+3.34%) | $5,166 (+5%) Land $207 Building $4,959 | $49,697 (-) Land $1,819 Building $47,878 |
| 2022 | $449.00 | $4,920 Land $207 Building $4,713 | $49,697 Land $1,819 Building $47,878 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1993–2007) |
| Most Recent Claim | Jul 2007 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE serves 2,645 people · EPA ID OK2005810 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 37 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| The Junction Internet Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures