Ottawa County property record for 221 S Main St, Commerce, OK 74339
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 1943 |
| Lot Size | 0.101 acres (4,440 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $231 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20032 |
| Primary APN | 20032 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 4,440 sqft (0.101 acres) |
| Lot Dimensions | 120 ft deep x 37 ft wide |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Account Number | 20032 |
|---|---|
| Street Address | 221 S MAIN ST |
| City | COMMERCE |
| State | OK |
| Zip | 74339-2219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 11 & N 22' LT 12, BLK 37 NORTH MIAMI NOW COMMERCE |
| Legal Subdivision | NORTH MIAMI NOW COMMERCE |
| Legal Block | 37 |
| Legal Lot Number | 11,12 |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 3 |
| Census Block | 3089 |
| Census Tract | 574200 |
221 S Main St, a single family home, is owned by an individual.
Source: Ottawa County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 319 N CEDAR ST, COMMERCE, OK 74339-1707 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 221 S Main St was $231, up 0.9% from the year before.
Source: Ottawa County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Commerce City |
| Unified School District | Commerce Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,502 (+5.04%) Land $172 Building $2,330 | $21,942 (-8.13%) Land $1,507 Building $20,435 | |
| 2025 | $231.00 (+0.87%) | $2,382 (+4.98%) Land $172 Building $2,210 | $23,885 (-25.72%) Land $1,507 Building $22,378 |
| 2024 | $229.00 (+18.04%) | $2,269 (+5%) Land $172 Building $2,097 | $32,156 (-) Land $1,507 Building $30,649 |
| 2023 | $194.00 (+3.19%) | $2,161 (+5%) Land $172 Building $1,989 | $32,156 (-) Land $1,507 Building $30,649 |
| 2022 | $188.00 | $2,058 Land $172 Building $1,886 | $32,156 Land $1,507 Building $30,649 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 221 S Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 221 S Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE serves 2,645 people · EPA ID OK2005810 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 37 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| The Junction Internet Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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