219 S Main St, Commerce, OK 74339 Property Records

Ottawa County property record for 219 S Main St, Commerce, OK 74339

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 938 sqft · built 1933
Lot Size	0.413 acres (18,000 sqft)
Owner	2 Individual Names on File
Last Sale	$54,000 (Jul 2023)
Tax Bill	$604 (2025)
Deeds & Mortgages	Jul 2009 Mortgage Jul 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20030`

Property Details

APN / Parcel Number

Primary APN	`20030`
Alternative APN	`5625-00-037-005-0-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	938 sqft Living Area
1st Floor Area	962 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,000 sqft (0.413 acres)
Lot Dimensions	120 ft deep x 150 ft wide

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	20030
Street Address	219 S MAIN ST
City	COMMERCE
State	OK
Zip	74339-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 5 - 10, BLK 37 NORTH MIAMI NOW COMMERCE
Legal Subdivision	NORTH MIAMI NOW COMMERCE
Legal Block	37
Legal Lot Number	5-10
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3089
Census Tract	574200

Owner

219 S Main St is owned and occupied by two individuals who bought it in July 2023.

Source: Ottawa County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	219 S MAIN ST, COMMERCE, OK 74339-2219
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2009	Deed of Trust, Mortgage · USDA Mortgage USDA
Jul 31, 2023	Quit Claim Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Jul 31, 2023	Warranty Deed, Transfer APEX TITLE COMPANY, APEX TTL & CLOSING SVCS LLC
Sep 20, 2022	Warranty Deed, Transfer APEX TITLE NORTHEAST OK LLC
Sep 20, 2022	Quit Claim Deed, Transfer APEX TITLE NORTHEAST OK LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2023 · Amount on File
Deed Sale	Jul 31, 2023 · Amount on File
Prior Sale	Sep 20, 2022 · Amount on File
Deed Document Number	20233421
Deed Book / Page	1188 / 347
Prior Transfer Date	Jul 28, 2023
Prior Transfer Doc	001188/373
Record Updated	Oct 29, 2026

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	219 S MAIN ST, COMMERCE, OK 74339-2219
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000892/458
Date	Jul 30, 2009
Book Page	0892/458
Instrument	2009-003903

Lender

Name	USDA
Type	Government Agency
Address	VINITA, OK 74301

Agreement

Type	USDA Mortgage

Interest

Rate	2.25%

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA OK
Recording Date	Jul 31, 2023
Property Address	219 S MAIN ST, COMMERCE, OK 74339-2219
Document Number	001188/373
Book / Page	1188 / 373
Instrument Date	Jul 28, 2023
Instrument	I-2023-003423
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	219 S MAIN ST, COMMERCE, OK 74339-2219

Mortgage

Document Number	I2023003422
Date	Jul 31, 2023
Instrument	I-2023-003422

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Jul 31, 2023
Property Address	219 S MAIN ST, COMMERCE, OK 74339-2219
Document Number	001188/347
Book / Page	1188 / 347
Instrument Date	Jul 27, 2023
Instrument	I-2023-003421
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	APEX TITLE COMPANY, APEX TTL & CLOSING SVCS LLC

Transaction

Amount	Amount on Record
Tax	$81.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	219 S MAIN ST, COMMERCE, OK 74339-2219

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Sep 20, 2022
Property Address	219 S MAIN ST, COMMERCE, OK 74339-2219
Document Number	001170/167
Book / Page	1170 / 167
Instrument Date	Sep 16, 2022
Instrument	I-2022-004922
Transaction Type	Transfer
Record Updated	Oct 6, 2022
Title Company	APEX TITLE NORTHEAST OK LLC

Transaction

Amount	Amount on Record
Tax	$60.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 S MAIN ST, COMMERCE, OK 74339-2219

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA OK
Recording Date	Sep 20, 2022
Property Address	219 S MAIN ST, COMMERCE, OK 74339-2219
Document Number	001170/169
Book / Page	1170 / 169
Instrument Date	Sep 16, 2022
Instrument	I-2022-004923
Transaction Type	Transfer
Record Updated	Oct 6, 2022
Title Company	APEX TITLE NORTHEAST OK LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 S MAIN ST, COMMERCE, OK 74339-2219

Tax Assessment & Valuation

The 2025 property tax bill for 219 S Main St was $604 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Commerce City
Unified School District	Commerce Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,223 (-) Land $673 Building $5,550	$54,592 (-) Land $5,906 Building $48,686
2025	$604.00	$6,223 Land $673 Building $5,550	$54,592 Land $5,906 Building $48,686
2023	$320.00 (-37.62%) Homeowner's exemption	$4,560 (-18.96%) Land $352 Building $4,208	$40,000 (-18.97%) Land $3,090 Building $36,910
2022	$513.00	$5,627 Land $435 Building $5,192	$49,364 Land $3,819 Building $45,545

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 219 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 219 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 2,645 people · EPA ID OK2005810
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	37 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: T-Mobile.

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