320 S Main St, Commerce, OK 74339 Property Records

Ottawa County property record for 320 S Main St, Commerce, OK 74339

Property Summary

Property Type	Auto Repair, Garage
Details	6 bd · 4 ba · 3,810 sqft · built 1997
Lot Size	4.86 acres (211,702 sqft)
Owner	Individual Name on Record
Tax Bill	$805 (2025)
Deeds & Mortgages	Jun 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0000-01-028-022-0-011-01`

Property Details

APN / Parcel Number

Primary APN	`0000-01-028-022-0-011-01`
Alternative APN	`4988`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,810 sqft Total Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile Home
Exterior Material	Metal
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	211,702 sqft (4.86 acres)
Porch	Slab
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Space Heater

Location & Zoning

Account Number	4988
Street Address	320 S MAIN ST
City	COMMERCE
State	OK
Zip	74339-2222
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Legal Description	E1008.8' OF S210' OF N966 OF SE SE SUBJ TO ESMT (660/801) SUBJ TO ESMT (671/266) SEC 1 TWP 28 RNG 22
Legal Range	22E
Legal Township	28N
Legal Section	01
Legal Subdivision	T028-R022
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	1
Census Block	1012
Census Tract	574200

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 S MAIN ST, COMMERCE, OK 74339-2222
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2014
Deed Sale	May 16, 2014
Prior Sale	Sep 11, 2003 · Amount on Record
Deed Book / Page	992 / 84
Prior Transfer Date	Jul 14, 2011
Prior Transfer Doc	0000003137
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA OK
Recording Date	Jun 16, 2021
Property Address	320 S MAIN ST, COMMERCE, OK 74339-2222
Document Number	001137/705
Book / Page	1137 / 705
Instrument Date	Jun 15, 2021
Instrument	2021-003089
Transaction Type	Transfer
Record Updated	Jun 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 S MAIN ST, COMMERCE, OK 74339-2222
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Unified School District	Commerce Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,709 (+5%) Land $791 Building $7,918	$76,387 (-29%) Land $6,935 Building $69,452
2025	$805.00 (+0.88%)	$8,294 (+5%) Land $753 Building $7,541	$107,590 (+27.65%) Land $7,180 Building $100,410
2024	$798.00 (+18.05%)	$7,899 (+5%) Land $717 Building $7,182	$84,286 (-) Land $7,180 Building $77,106
2023	$676.00 (+3.36%)	$7,523 (+5.01%) Land $695 Building $6,828	$84,286 (-) Land $7,180 Building $77,106
2022	$654.00	$7,164 Land $673 Building $6,491	$84,286 Land $7,180 Building $77,106

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1985–2011)
Most Recent Claim	May 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of Oklahoma
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wisper ISP Fixed Wireless	100 / 20
The Junction Internet Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on S Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures