315 E Laura Ln, Ottawa, OH 45875 Property Records

Putnam County property record for 315 E Laura Ln, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,968 sqft · built 2019
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Company Names on Record
Last Sale	$37,500 (May 2019)
Tax Bill	$320 (2025)
Deeds & Mortgages	May 2020 Mortgage Jul 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-215000.0000`

Property Details

APN / Parcel Number

Primary APN	`32-215000.0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,968 sqft Living Area
1st Floor Area	1,968 sqft
Basement Area	1,968 sqft
Unfinished Basement	1,968 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Roof Type	Hip
Roof Material	Shingle
Lot Area	14,985 sqft (0.344 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	315 E LAURA LN
City	OTTAWA
State	OH
Zip	45875-1771
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 01533 HARVEST RIDGE 2ND ADDITION
Legal Subdivision	HARVEST RIDGE 2ND ADDITION
Legal Lot Number	1533
Jurisdiction	PUTNAM OH
Township / Civil Division	OTTAWA
Census Block Group	2
Census Block	2025
Census Tract	30302

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	315 E LAURA LN, OTTAWA, OH 45875-1771
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK & TRUST CO
Jul 26, 2019	Deed of Trust, Mortgage · Construction Mortgage THE STATE BANK & TRUST CO
May 9, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2019 · Amount on Record
Deed Sale	May 9, 2019 · Amount on Record
Deed Document Number	20191648
Deed Book / Page	709 / 402
Last Transfer Date	Aug 12, 2025
Transfer Doc	000779/448
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	315 E LAURA LN, OTTAWA, OH 45875-1771
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000720/733
Date	May 13, 2020
Book Page	720/733
Instrument	202000002045

Lender

Name	STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	315 E LAURA LN, OTTAWA, OH 45875-1771
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00711/1153
Date	Jul 26, 2019
Book Page	711/1153
Instrument	201900002892

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	May 9, 2019
Property Address	315 E LAURA LN, OTTAWA, OH 45875-1771
Document Number	00709/0402
Book / Page	709 / 0402
Map Reference	VOL 116 PG 350
Instrument Date	May 9, 2019
Instrument	201900001648
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	315 E LAURA LN, OTTAWA, OH 45875-1771

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Ottawa Township
Municipality	Ottawa Village
Unified School District	Ottawa-Glandorf Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$320.00 (-91.78%) Homeowner's exemption	$9,690 (-89.71%) Land $9,690	$344,760 (+%) Land $27,690 Building $317,070
2023	$3,891.00 (+12.98%) Homeowner's exemption Additional exemption filed	$94,160 (-) Land $7,540 Building $86,620	$344,750 (+28.15%) Land $27,690 Building $317,060
2022	$3,444.00	$94,160 Land $7,540 Building $86,620
2020			$269,030 Land $21,540 Building $247,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2007–2013)
Most Recent Claim	Dec 2013 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA VILLAGE serves 4,393 people · EPA ID OH6900711
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: HDER Link, MetaLINK Technologies.

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