327 E Laura Ln, Ottawa, OH 45875 Property Records

Putnam County property record for 327 E Laura Ln, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,728 sqft · built 2014
Lot Size	0.366 acres (15,943 sqft)
Owner	2 Individual Names on Record
Last Sale	$35,000 (May 2004)
Tax Bill	$4,820 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit May 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-214000.0000`

Property Details

APN / Parcel Number

Primary APN	`32-214000.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,728 sqft Living Area
1st Floor Area	2,045 sqft
Upper Floors Area	1,365 sqft
Basement Area	2,045 sqft
Unfinished Basement	2,045 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	15,943 sqft (0.366 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	327 E LAURA LN
City	OTTAWA
State	OH
Zip	45875-1771
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 01532 HARVEST RIDGE 2ND ADDITION
Legal Subdivision	HARVEST RIDGE 2ND ADDITION
Legal Lot Number	1532
Jurisdiction	PUTNAM OH
Township / Civil Division	OTTAWA
Census Block Group	2
Census Block	2025
Census Tract	30302

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	327 E LAURA LN, OTTAWA, OH 45875-1771
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Deed of Trust, Mortgage · Line of Credit SUPERIOR CU
May 5, 2020	Deed of Trust, Mortgage · Line of Credit SUPERIOR CU
Sep 24, 2019	Deed of Trust, Mortgage SUPERIOR CU
Nov 21, 2017	Deed of Trust, Mortgage SUPERIOR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2004 · Amount on Record
Deed Sale	May 11, 2004 · Amount on Record
Deed Document Number	2004131
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	327 E LAURA LN, OTTAWA, OH 45875-1771
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000763/158
Date	Jan 22, 2024
Book Page	763/158
Instrument	202400000242

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Jan 12, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	327 E LAURA LN, OTTAWA, OH 45875-1771
Transaction Type	Mortgage
Record Updated	May 18, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	720/101
Date	May 5, 2020
Book Page	720/101
Instrument	202000001875

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Apr 30, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	327 E LAURA LN, OTTAWA, OH 45875-1771
Transaction Type	Mortgage
Record Updated	Oct 10, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	713/0633
Date	Sep 24, 2019
Book Page	713/0633
Instrument	201900003841

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2044

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	327 E LAURA LN, OTTAWA, OH 45875-1771
Transaction Type	Mortgage
Record Updated	Dec 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700005002
Date	Nov 21, 2017
Book Page	694/1033
Instrument	201700005002

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Amount	Amount Recorded
Term	144 Months
Due	Nov 16, 2029

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Ottawa Township
Municipality	Ottawa Village
Unified School District	Ottawa-Glandorf Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,820.00 (+2.55%) Homeowner's exemption	$146,620 (-) Land $10,270 Building $136,350	$418,910 (-) Land $29,340 Building $389,570
2024	$4,700.00 (-0.53%) Homeowner's exemption	$146,620 (+28.11%) Land $10,270 Building $136,350
2023	$4,725.00 (+12.96%) Homeowner's exemption Additional exemption filed	$114,450 (-) Land $8,000 Building $106,450	$418,910 (+28.11%) Land $29,340 Building $389,570
2022	$4,183.00	$114,450 Land $8,000 Building $106,450
2020			$327,000 Land $22,860 Building $304,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2007–2013)
Most Recent Claim	Dec 2013 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA VILLAGE serves 4,393 people · EPA ID OH6900711
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: HDER Link, MetaLINK Technologies.

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