Putnam County property record for 291 E Laura Ln, Ottawa, OH 45875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,587 sqft · built 2004 |
| Lot Size | 0.352 acres (15,336 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,219 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-168500.0000 |
| Primary APN | 32-168500.0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,587 sqft Living Area |
| 1st Floor Area | 2,408 sqft |
| Attic | Attic |
| Attic Area | 717 sqft |
| Basement Area | 2,408 sqft |
| Finished Basement | 2,000 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 15,336 sqft (0.352 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 291 E LAURA LN |
|---|---|
| City | OTTAWA |
| State | OH |
| Zip | 45875-1766 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IL 01378 HARVEST RIDGE SUB-DIV 1ST ADDITION |
| Legal Subdivision | HARVEST RIDGE SUB-DIV |
| Legal Lot Number | 1378 |
| Jurisdiction | PUTNAM OH |
| Township / Civil Division | OTTAWA |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 30302 |
Source: Putnam County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 291 E LAURA LN, OTTAWA, OH 45875-1766 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM OH |
| Property Address | 291 E LAURA LN, OTTAWA, OH 45875-1766 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 291 E LAURA LN, OTTAWA, OH 45875-1766 |
| Document Number | 000756/939 |
|---|---|
| Date | May 19, 2023 |
| Book Page | 756/939 |
| Instrument | 202300001686 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Address | OTTAWA, OH 45875 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 28, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Putnam County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Putnam County |
| County Subdivision | Ottawa Township |
| Municipality | Ottawa Village |
| Unified School District | Ottawa-Glandorf Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,219.00 (+2.82%) Homeowner's exemption | $158,780 (+0.48%) Land $9,910 Building $148,870 | $453,650 (+0.48%) Land $28,310 Building $425,340 |
| 2024 | $5,076.00 (-0.31%) Homeowner's exemption | $158,020 (+28.09%) Land $9,910 Building $148,110 | |
| 2023 | $5,092.00 (+12.98%) Homeowner's exemption Additional exemption filed | $123,370 (-) Land $7,710 Building $115,660 | $451,480 (+28.08%) Land $28,310 Building $423,170 |
| 2022 | $4,507.00 | $123,370 Land $7,710 Building $115,660 | |
| 2020 | $352,490 Land $22,030 Building $330,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 4 (2007–2013) |
| Most Recent Claim | Dec 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTTAWA VILLAGE serves 4,393 people · EPA ID OH6900711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: HDER Link, MetaLINK Technologies.
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