280 E Laura Ln, Ottawa, OH 45875 Property Records

Putnam County property record for 280 E Laura Ln, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,636 sqft · built 1998
Lot Size	0.353 acres (15,408 sqft)
Owner	2 Individual Names on Record
Last Sale	$52,000 (Sep 2020)
Tax Bill	$3,154 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`32-168800.0000`

Property Details

APN / Parcel Number

Primary APN	`32-168800.0000`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,636 sqft Living Area
1st Floor Area	1,636 sqft
Basement Area	1,636 sqft
Finished Basement	1,636 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	15,408 sqft (0.353 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	280 E LAURA LN
City	OTTAWA
State	OH
Zip	45875-1765
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 01381 HARVEST RIDGE SUB-DIV 1ST ADDITION
Legal Subdivision	HARVEST RIDGE SUB-DIV
Legal Lot Number	1381
Jurisdiction	PUTNAM OH
Township / Civil Division	OTTAWA
Census Block Group	2
Census Block	2024
Census Tract	30302

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	280 E LAURA LN, OTTAWA, OH 45875-1765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage SUPERIOR CU
Sep 30, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2020 · Amount on Record
Deed Sale	Sep 30, 2020 · Amount on Record
Deed Document Number	20204947
Deed Book / Page	725 / 2093
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Dec 10, 2021
Property Address	280 E LAURA LN, OTTAWA, OH 45875-1765
Document Number	00741/1033
Book / Page	741 / 1033
Instrument Date	Dec 9, 2021
Instrument	202100006578
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	280 E LAURA LN, OTTAWA, OH 45875-1765

Mortgage

Document Number	202100006579
Date	Dec 10, 2021
Instrument	202100006579

Lender

Name	SUPERIOR CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2042

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Sep 30, 2020
Property Address	280 E LAURA LN, OTTAWA, OH 45875-1765
Document Number	00725/2093
Book / Page	725 / 2093
Map Reference	MB 90 PG 73
Instrument Date	Sep 23, 2020
Instrument	202000004947
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	280 E LAURA LN, OTTAWA, OH 45875-1765

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Ottawa Township
Municipality	Ottawa Village
Unified School District	Ottawa-Glandorf Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,154.00 (+2.07%) Homeowner's exemption	$95,730 (+45.95%) Land $9,910 Building $85,820	$273,510 (-) Land $28,310 Building $245,200
2023	$3,090.00 (+28.59%) Homeowner's exemption Additional exemption filed	$65,590 (-) Land $7,710 Building $57,880	$273,510 (+45.95%) Land $28,310 Building $245,200
2022	$2,403.00	$65,590 Land $7,710 Building $57,880
2020			$187,400 Land $22,030 Building $165,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2007–2013)
Most Recent Claim	Dec 2013 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA VILLAGE serves 4,393 people · EPA ID OH6900711
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: HDER Link, MetaLINK Technologies.

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