245 Cambridge Ave, Elyria, OH 44035 Property Records

Lorain County property record for 245 Cambridge Ave, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1960
Square Footage	1,452 sqft Living Area
Lot Size	5,227 sqft (0.119 acres)
Occupancy	Owner Occupied
Last Sale	$76,000 (2017)
Tax Bill	$2,335.00 (2025)

Owner

Source: Lorain County records · APN 06-25-074-101-021

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	245 CAMBRIDGE AVE, ELYRIA, OH 44035-6449
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 28, 2017 · Amount on Record
Deed Sale	Mar 28, 2017 · Amount on Record
Prior Sale	Feb 26, 2014
Deed Doc Number	2017001340
Record Refreshed	Jun 08, 2026

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 28, 2017
Property Address	245 CAMBRIDGE AVE, ELYRIA, OH 44035-6449
Document Number	0000623833
Map Reference	VOL 8 PG 41
Instrument Date	Mar 27, 2017
Instrument	2017-0623833
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$304.00
Amount Accuracy	Calculated from Tax
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 CAMBRIDGE AVE, ELYRIA, OH 44035-6449

Mortgage

Document Number	0000623834
Date	Mar 28, 2017
Instrument	2017-0623834

Lender

Name	LIBERTY HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,335.00	$49,600 (-0.01%) Land $6,230 Building $43,370	$141,730 (-) Land $17,810 Building $123,920
2024	$2,335.00 (+19.5%)	$49,606 (+38.3%) Land $6,234 Building $43,372	$141,730 (+38.3%) Land $17,810 Building $123,920
2023	$1,954.00 (+0.36%)	$35,868 (+0.02%) Land $6,384 Building $29,484	$102,480 (-) Land $18,240 Building $84,240
2022	$1,947.00	$35,860 Land $6,380 Building $29,480
2021			$102,480 Land $18,240 Building $84,240

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`06-25-074-101-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,452 sqft Living Area
1st Floor	836 sqft 1st Floor
2nd Floor	616 sqft 2nd Floor
Stories	2 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1960
Architectural Style	Traditional Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Foundation Type	Raised Foundation
Lot Area	5,227 sqft (0.119 acres)
Depth X Width	135 ft x 40 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	400 sqft Garage

Exterior Amenities

Patio Area	250 sqft Patio
Porch	Open Porch
Porch Area	180 sqft Porch
Canopy Area	200 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	245 CAMBRIDGE AVE
City	ELYRIA
State	OH
Zip	44035-6449
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	EASTERN HTS 40 X 135 NAME CORR 2/26/14
Legal Subdivision	EASTERN HEIGHTS LAND COS SUBDIVISION #5
Legal Tract	25
Legal Block	101
Legal Lot Number	1254
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	1
Census Block	1000
Census Tract	71100