3105 McLain Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 3105 McLain Rd, Clyde, MI 48049 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,053 sqft · built 1960
Lot Size	10.5 acres (459,558 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Apr 2007)
Tax Bill	$1,340 (2025)
Deeds & Mortgages	May 2026 Line of Credit Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-15-032-3006-200`

Property Details

APN / Parcel Number

Primary APN	`74-15-032-3006-200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,053 sqft Living Area
1st Floor Area	1,053 sqft
Basement Area	936 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	459,558 sqft (10.5 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3105 MCLAIN RD
City	CLYDE
State	MI
Zip	48049-4210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG N 538' FROM SE SEC COR, TH S 89D 43M W 657.64', TH N 0D 1M 35S W 663.86', TH N 89D 47M E 657.94', TH S 663.1' TO BEG. SEC 32 T7N R16E 10.01 A
Legal Range	16E
Legal Township	07N
Legal Section	32
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	1
Census Block	1021
Census Tract	633200

Owner

Source: St. Clair County records · APN 74-15-032-3006-200

Assessment roll updated October 7, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3105 MCLAIN RD, CLYDE, MI 48049-4210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 25, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 04, 2007 · Amount on Record
Deed Sale	Apr 04, 2007 · Amount on Record
Deed Document Number	20079242
Deed Book / Page	3702 / 145
Prior Transfer Date	Mar 26, 2007
Prior Transfer Doc	003702/145
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	May 18, 2026
Property Address	3105 MCLAIN RD, CLYDE, MI 48049-4210
Document Number	0000009974
Book / Page	5924 / 849
Instrument Date	May 09, 2026
Instrument	20269974
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3105 MCLAIN RD, CLYDE, MI 48049-4210

Mortgage

Document Number	0000009974,
Date	May 18, 2026
Book Page	5924/849
Instrument	20269974

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 04, 2056

Interest

Rate	6.37%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3105 MCLAIN RD, CLYDE, MI 48049-4210
Transaction Type	Mortgage
Record Updated	Nov 16, 2021
Title Company	JBN TITLE, JB TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3105 MCLAIN RD, CLYDE, MI 48049-4210

Mortgage

Document Number	5438845
Date	Oct 25, 2021
Book Page	5438/845
Instrument	2021029898

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,340.00 (-26.45%) Homeowner's exemption	$118,400 (+20.57%)
2024	$1,822.00 (+11.99%)		$236,800 (+20.57%)
2023		$98,200
2022	$1,627.00		$196,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Mercury Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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