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3144 E Chip Smith Way, Ontario, CA 91762 Property Records

San Bernardino County property record for 3144 E Chip Smith Way, Ontario, CA 91762 · Last verified August 2026

Property Summary

Property TypePlanned Unit Development
Details3 bd · 2.5 ba · 1,656 sqft · built 2016
Lot Size0.055 acres (2,396 sqft)
Owner2 Individual Names on File
Last Sale$645,000 (Dec 2025)
Tax Bill$9,020 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
May 2019 Loan Modification
+ 1 more
Flood ZoneZone X (reduced by levee)
APN1073-212-13-0000

Property Details

APN / Parcel Number

Primary APN1073-212-13-0000
Alternative APN
  • 0218-423-13-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,656 sqft Living Area
Gross Area2,083 sqft
1st Floor Area698 sqft
2nd Floor Area958 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleModern
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area2,396 sqft (0.055 acres)
Garage TypeAttached
Garage Area427 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area88 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3144 E CHIP SMITH WAY
CityONTARIO
StateCA
Zip91762-7238
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionTRACT 18945 LOT 44 BOOK 342 PAGE 60 AND INT IN COMMON AREA
Legal Subdivision342M60-66
Legal Tract18945
Legal Block1
Legal Lot Number44
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionONTARIO
Census Block Group1
Census Block1036
Census Tract1908

Owner

Source: San Bernardino County records · APN 1073-212-13-0000

Assessment roll updated July 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3144 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2025Grant Deed, Transfer · Conventional Mortgage
WEST CAPITAL LENDING INC
May 17, 2019Loan Modification, Mortgage · Conventional Mortgage
MIDFIRST BK
May 17, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 22, 2025 · Amount on Record
Deed SaleDec 22, 2025 · Amount on Record
Prior SaleJun 05, 2025 · Amount on Record
Deed Document Number2025312122
Record UpdatedSep 20, 2026

December 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateDec 22, 2025
Property Address3144 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
Document Number0000312122
Map ReferenceMB 342 PG 60-66
Instrument DateDec 15, 2025
Instrument2025-0312122
Transaction TypeTransfer
Record UpdatedJan 08, 2026
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3144 E CHIP SMITH WAY, ONTARIO, CA 91762-7238

Mortgage

Document Number0000312123
DateDec 22, 2025
Instrument2025-0312123
Lender
NameWEST CAPITAL LENDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN BERNARDINO CA
Property Address3144 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
Document Number0000222093
Instrument DateMay 17, 2019
Transaction TypeMortgage
Record UpdatedJul 15, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3144 E CHIP SMITH WAY ONTARIO CA 917627238, ONTARIO, CA 91762-7238

Mortgage

Document Number0000222093
DateJul 05, 2019
Instrument222093
Lender
NameMIDFIRST BK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 04, 2049
Interest
Rate TypeFixed Rate
Rate4.75%

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address3144 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
Document Number0000217793
Instrument DateMay 17, 2019
Transaction TypeMortgage
Record UpdatedJul 11, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3144 E CHIP SMITH WAY ONTARIO CA 917627238, ONTARIO, CA 91762-7238

Mortgage

Document Number0000217793
DateJul 02, 2019
Instrument217793
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2049

Tax Assessment & Valuation

Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityOntario City
Secondary School DistrictChaffey Joint Union High School District (09 - 12)
Elementary School DistrictMountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$645,000 (+20.34%) Land $225,750 Building $419,250
2025$9,020.00 (+15.24%)$535,960 (+20.75%) Land $188,967 Building $346,993
2023$7,827.00 (+0.75%)$443,843 Land $157,288 Building $286,555
2022$7,769.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060710019081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Nearby Flood Policies13 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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