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3139 E Chip Smith Way, Ontario, CA 91762 Property Records

San Bernardino County property record for 3139 E Chip Smith Way, Ontario, CA 91762

Property Summary

Property TypePlanned Unit Development
Details3 bd · 2.5 ba · 1,990 sqft · built 2016
Lot Size0.057 acres (2,496 sqft)
Owner2 Individual Names on Record
Last Sale$535,000 (Feb 2021)
Tax Bill$9,682 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Nov 2020 Loan Modification
+ 3 more
Flood ZoneZone X (reduced by levee)
APN1073-211-15-0000

Property Details

APN / Parcel Number

Primary APN1073-211-15-0000
Alternative APN
  • 0218-422-15-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,990 sqft Living Area
Gross Area2,417 sqft
1st Floor Area857 sqft
2nd Floor Area1,133 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2017
Architectural StyleModern
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area2,496 sqft (0.057 acres)
Garage TypeAttached
Garage Area427 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area143 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3139 E CHIP SMITH WAY
CityONTARIO
StateCA
Zip91762-7238
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionTRACT 18945 LOT 15 BOOK 342 PAGE 60 AND INT IN COMMON AREA
Legal SubdivisionTRACT NO 18945
Legal Tract18945
Legal Block1
Legal Lot Number15
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionONTARIO
Census Block Group1
Census Block1028
Census Tract1908

Owner

Source: San Bernardino County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3139 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2021Grant Deed, Transfer · Conventional Mortgage
ML MORTAGAGE CROP
Nov 14, 2020Loan Modification, Mortgage · FHA Mortgage
PENNYMAC
Jun 22, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
E MORTGAGE CAPITAL INC
Jan 31, 2017Quit Claim Deed, Transfer
FIDELITY NATIONAL TITLE
Jan 31, 2017Grant Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2021 · Amount on Record
Deed SaleFeb 11, 2021 · Amount on Record
Prior SaleJan 31, 2017 · Amount on Record
Deed Document Number202168081
Prior Transfer DateJun 11, 2020
Prior Transfer Doc0000205371
Record UpdatedOct 29, 2026

February 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateFeb 11, 2021
Property Address3139 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
Document Number0000068081
Map ReferenceMB 342 PG 60-66
Instrument DateJan 25, 2021
Instrument2021-0068081
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3139 E CHIP SMITH WAY, ONTARIO, CA 91762-7238

Mortgage

Document Number0000068082
DateFeb 11, 2021
Instrument2021-0068082
Lender
NameML MORTAGAGE CROP
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

November 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN BERNARDINO CA
Property Address3139 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
Document Number0000501746
Instrument DateNov 14, 2020
Transaction TypeMortgage
Record UpdatedDec 24, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3441 E PINE RIDGE LOOP ONTARIO CA 917613826, ONTARIO, CA 91761-3826

Mortgage

Document Number0000501746
DateDec 10, 2020
Instrument501746
Lender
NamePENNYMAC
AddressIRVINE, CA 92602
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 9, 2050
Interest
Rate TypeFixed Rate
Rate3.5%

June 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN BERNARDINO CA
Recording DateJun 22, 2020
Property Address3139 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
Document Number0000205371
Map ReferenceMB 342 PG 60-66
Instrument DateJun 11, 2020
Instrument2020-0205371
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyTITLE CONNECT INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3139 E CHIP SMITH WAY, ONTARIO, CA 91762-7238

Mortgage

Document Number0000205372
DateJun 22, 2020
Instrument2020-0205372
Lender
NameE MORTGAGE CAPITAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN BERNARDINO CA
Recording DateJan 31, 2017
Property Address3139 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
Document Number0000043495
Instrument DateJan 13, 2017
Instrument43495
Transaction TypeTransfer
Record UpdatedFeb 7, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address3139 E CHIP SMITH WAY ONTARIO CA 917627238, ONTARIO, CA 91762-7238

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateJan 31, 2017
Property Address3139 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
Document Number0000043494
Map ReferenceMAP342 PG60-66
Instrument DateOct 4, 2016
Instrument2017-0043494
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3139 E CHIP SMITH WAY, ONTARIO, CA 91762-7238

Mortgage

Document Number0000043496
DateJan 31, 2017
Instrument2017-0043496
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityOntario City
Secondary School DistrictChaffey Joint Union High School District (09 - 12)
Elementary School DistrictMountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$590,683 (+2%) Land $206,739 Building $383,944
2025$9,682.00 (+5.23%) Homeowner's exemption$579,101 (+4.04%) Land $202,685 Building $376,416
2023$9,201.00 (+0.8%) Homeowner's exemption$556,614 Land $194,815 Building $361,799
2022$9,128.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONTARIO MUNICIPAL UTILITIES COMPANY
serves 185,010 people · EPA ID CA3610034
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 998 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Inyo Networks
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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