3150 E Chip Smith Way, Ontario, CA 91762 Property Records

San Bernardino County property record for 3150 E Chip Smith Way, Ontario, CA 91762

Property Summary

Property TypePlanned Unit Development
Details4 bd · 2.5 ba · 2,179 sqft · built 2016
Lot Size0.072 acres (3,119 sqft)
OwnerIndividual Name on Record
Last Sale$438,000 (Dec 2016)
Tax Bill$9,078 (2025)
Deeds & MortgagesAug 2026 Sale
Jan 2026 Line of Credit
+ 1 more
Flood ZoneZone X (reduced by levee)
APN1073-212-10-0000

Property Details

APN / Parcel Number

Primary APN1073-212-10-0000
Alternative APN
  • 0218-423-10-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,179 sqft Living Area
Gross Area2,602 sqft
1st Floor Area950 sqft
2nd Floor Area1,229 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleModern
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area3,119 sqft (0.072 acres)
Garage TypeAttached
Garage Area423 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3150 E CHIP SMITH WAY
CityONTARIO
StateCA
Zip91762-7238
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionTRACT 18945 LOT 41 BOOK 342 PAGE 60 AND INT IN COMMON AREA
Legal Subdivision342M60-66
Legal Tract18945
Legal Block1
Legal Lot Number41
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionONTARIO
Census Block Group1
Census Block1036
Census Tract1908

Owner

Source: San Bernardino County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3150 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Jan 6, 2026Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Apr 3, 2026Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 29, 2016 · Amount on Record
Deed SaleDec 29, 2016 · Amount on Record
Deed Document Number2016570796
Prior Transfer DateDec 20, 2016
Prior Transfer Doc0000570797
Record UpdatedOct 29, 2026

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionSAN BERNARDINO CA
Recording DateAug 28, 2026
Property Address3150 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
Document Number0000227234
Instrument DateAug 19, 2026
Instrument2026227234
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address3150 E CHIP SMITH WAY, ONTARIO, CA 91762-7238

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address3150 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
Transaction TypeMortgage
Record UpdatedJan 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3150 E CHIP SMITH WAY, ONTARIO, CA 91762-7238

Mortgage

Document Number0000003146
DateJan 6, 2026
Instrument2026-0003146
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Recording DateApr 3, 2026
Property Address3150 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
Document Number0000086882
Instrument DateDec 27, 2025
Instrument202686882
Transaction TypeMortgage
Record UpdatedJul 28, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3150 E CHIP SMITH WAY, ONTARIO, CA 91762-7238

Mortgage

Document Number0000086882,
DateApr 3, 2026
Instrument202686882
Lender
NameFIGURE LENDING LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.23%
Max Rate-1%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityOntario City
Secondary School DistrictChaffey Joint Union High School District (09 - 12)
Elementary School DistrictMountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$518,481 (+2%) Land $181,122 Building $337,359
2025$9,078.00 (+4.81%)$508,315 (+4.04%) Land $177,571 Building $330,744
2023$8,661.00 (+0.74%)$488,576 Land $170,675 Building $317,901
2022$8,597.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONTARIO MUNICIPAL UTILITIES COMPANY
serves 185,010 people · EPA ID CA3610034
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 998 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Inyo Networks
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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