3140 E Chip Smith Way, Ontario, CA 91762 Property Records

San Bernardino County property record for 3140 E Chip Smith Way, Ontario, CA 91762

Property Summary

Property TypePlanned Unit Development
Details3 bd · 2.5 ba · 1,990 sqft · built 2016
Lot Size0.094 acres (4,082 sqft)
Owner2 Individual Names on File
Last Sale$448,500 (Jan 2017)
Tax Bill$9,029 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jul 2019 Mortgage
+ 2 more
Flood ZoneZone X (reduced by levee)
APN1073-212-15-0000

Property Details

APN / Parcel Number

Primary APN1073-212-15-0000
Alternative APN
  • 0218-423-15-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,990 sqft Living Area
Gross Area2,417 sqft
1st Floor Area857 sqft
2nd Floor Area1,133 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2017
Architectural StyleModern
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area4,082 sqft (0.094 acres)
Garage TypeAttached
Garage Area427 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area143 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3140 E CHIP SMITH WAY
CityONTARIO
StateCA
Zip91762-7238
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionTRACT 18945 LOT 46 BOOK 342 PAGE 60 AND INT IN COMMON AREA
Legal SubdivisionTRACT NO 18945
Legal Tract18945
Legal Block1
Legal Lot Number46
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionONTARIO
Census Block Group1
Census Block1036
Census Tract1908

Owner

Source: San Bernardino County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3140 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Jul 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIDELITY BANCORP
Sep 25, 2017Deed of Trust, Mortgage · Conventional with PMI
LAKEVIEW LN SERVICING
Jan 25, 2017Grant Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 25, 2017 · Amount on Record
Deed SaleJan 25, 2017 · Amount on Record
Deed Document Number201735118
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address3140 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
Transaction TypeMortgage
Record UpdatedAug 31, 2021
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 E CHIP SMITH WAY, ONTARIO, CA 91762

Mortgage

Document Number0000305039
DateJul 7, 2021
Instrument2021-0305039
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2036

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address3140 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
Document Number0000242470
Instrument DateJul 15, 2019
Transaction TypeMortgage
Record UpdatedJul 29, 2019
Title CompanyTICOR TITLE COMPANY/CA, TICOR TITLE CO/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3140 E CHIP SMITH WAY ONTARIO CA 917627238, ONTARIO, CA 91762-7238

Mortgage

Document Number0000242470
DateJul 19, 2019
Instrument242470
Lender
NameFIDELITY BANCORP
TypeBank
AddressONTARIO, CA 91764
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 18, 2039

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address3140 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
Document Number0000407899
Instrument DateSep 25, 2017
Transaction TypeMortgage
Record UpdatedOct 10, 2017
Title CompanySPL TITLE SERVICES, SPL TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3140 E CHIP SMITH WAY ONTARIO CA 917627238, ONTARIO, CA 91762-7238

Mortgage

Document Number0000407899
DateOct 3, 2017
Instrument407899
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term324 Months
DueOct 2, 2044

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateJan 25, 2017
Property Address3140 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
Document Number0000035118
Map ReferenceMAP342 PG60-66
Instrument DateOct 14, 2016
Instrument2017-0035118
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyFNTG

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3140 E CHIP SMITH WAY, ONTARIO, CA 91762-7238

Mortgage

Document Number0000035119
DateJan 25, 2017
Instrument2017-0035119
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityOntario City
Secondary School DistrictChaffey Joint Union High School District (09 - 12)
Elementary School DistrictMountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$530,513 (+2%) Land $183,488 Building $347,025
2025$9,029.00 (+4.93%) Homeowner's exemption$520,111 (+4.04%) Land $179,890 Building $340,221
2023$8,605.00 (+0.77%) Homeowner's exemption$499,915 Land $172,905 Building $327,010
2022$8,539.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONTARIO MUNICIPAL UTILITIES COMPANY
serves 185,010 people · EPA ID CA3610034
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 998 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Inyo Networks
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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