3131 E Chip Smith Way, Ontario, CA 91762 Property Records

San Bernardino County property record for 3131 E Chip Smith Way, Ontario, CA 91762

Property Summary

Property TypePlanned Unit Development
Details4 bd · 2.5 ba · 2,179 sqft · built 2016
Lot Size0.064 acres (2,765 sqft)
OwnerCompany Name on File
Last Sale$448,500 (Nov 2016)
Tax Bill$9,135 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (reduced by levee)
APN1073-211-11-0000

Property Details

APN / Parcel Number

Primary APN1073-211-11-0000
Alternative APN
  • 0218-422-11-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,179 sqft Living Area
Gross Area2,602 sqft
1st Floor Area950 sqft
2nd Floor Area1,229 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleModern
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area2,765 sqft (0.064 acres)
Garage TypeAttached
Garage Area423 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3131 E CHIP SMITH WAY
CityONTARIO
StateCA
Zip91762-7238
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionTRACT 18945 LOT 11 BOOK 342 PAGE 60 AND INT IN COMMON AREA
Legal SubdivisionTRACT NO 18945
Legal Tract18945
Legal Block1
Legal Lot Number11
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionONTARIO
Census Block Group1
Census Block1028
Census Tract1908

Owner

Source: San Bernardino County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3131 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 1, 2016 · Amount on Record
Deed SaleNov 1, 2016 · Amount on Record
Deed Document Number2016459340
Prior Transfer DateOct 20, 2016
Prior Transfer Doc0000551086
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address3131 E CHIP SMITH WAY, ONTARIO, CA 91762-7238
Transaction TypeMortgage
Record UpdatedAug 31, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3131 E CHIP SMITH WAY, ONTARIO, CA 91762-7238

Mortgage

Document Number0000226885
DateMay 17, 2021
Instrument2021-0226885
Lender
NameE MORTGAGE CAPITAL INC
TypeMortgage Company
AddressSANTA ANA, CA 92701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityOntario City
Secondary School DistrictChaffey Joint Union High School District (09 - 12)
Elementary School DistrictMountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$530,880 (+2%) Land $185,857 Building $345,023
2025$9,135.00 (+4.88%) Homeowner's exemption$520,471 (+4.04%) Land $182,213 Building $338,258
2023$8,710.00 (+0.75%) Homeowner's exemption$500,260 Land $175,137 Building $325,123
2022$8,645.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONTARIO MUNICIPAL UTILITIES COMPANY
serves 185,010 people · EPA ID CA3610034
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 998 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Inyo Networks
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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