314 High Bluff Rd, Rincon, GA 31326 Property Records

Effingham County property record for 314 High Bluff Rd, Rincon, GA 31326

Property Summary

Property Type	Mobile Home
Details	1,848 sqft · built 1994
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,025 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`0459B-002-000`

Property Details

APN / Parcel Number

Primary APN	`0459B-002-000`
Alternative APNs	`0098A002000` `0459B002` `18291`

Interior

Stories	1 Story
Building Area	1,848 sqft Gross Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Mobile/Manufactured
Lot Area	217,800 sqft (5 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	18291
Street Address	314 HIGH BLUFF RD
City	RINCON
State	GA
Zip	31326-3602
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AR-1
Legal Description	5.00 AC LOT 2
Legal Subdivision	GODWIN
Legal Lot Number	2
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1000
Census Tract	30303

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	314 HIGH BLUFF RD, RINCON, GA 31326-3602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Sep 19, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2022
Deed Sale	Sep 19, 2022
Prior Sale	Aug 22, 1997 · Amount on Record
Deed Document Number	20222829
Deed Book / Page	2809 / 295
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Recording Date	Apr 13, 2026
Property Address	314 HIGH BLUFF RD, RINCON, GA 31326-3602
Document Number	0000003036/0000000887
Book / Page	3036 / 887
Instrument Date	Apr 8, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 HIGH BLUFF RD, RINCON, GA 31326-3602

Mortgage

Document Number	3036000887,
Date	Apr 13, 2026
Book Page	3036/887

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Sep 19, 2022
Property Address	314 HIGH BLUFF RD # 2, 2, RINCON, GA 31326-3602
Document Number	002809/295
Book / Page	2809 / 295
Instrument Date	Sep 19, 2022
Instrument	2022-002829
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 HIGH BLUFF RD, RINCON, GA 31326-3602

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,356 (+32.75%) Land $52,284 Building $15,072	$168,390 (+32.75%) Land $130,709 Building $37,681
2025	$2,025.00 (+3.9%)	$50,740 (-5.53%) Land $35,668 Building $15,072	$126,851 (-5.53%) Land $89,170 Building $37,681
2024	$1,949.00 (+8.7%)	$53,712 (+377.91%) Land $38,640 Building $15,072	$134,282 (+377.91%) Land $96,601 Building $37,681
2023	$1,793.00 (+20.17%) Homeowner's exemption	$11,239 (-73.31%) Building $11,239	$28,098 (-73.31%) Building $28,098
2022	$1,492.00 Homeowner's exemption	$42,105 Land $27,906 Building $14,199	$105,263 Land $69,765 Building $35,498

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream DSL	300 / 20
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on High Bluff Rd

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