315 High Bluff Rd, Rincon, GA 31326 Property Records

Effingham County property record for 315 High Bluff Rd, Rincon, GA 31326

Property Summary

Property TypeSingle Family Home
Lot Size11 acres (479,160 sqft)
Owner2 Individual Names on Record
Last Sale$186,000 (Sep 2026)
Tax Bill$1,061 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Flood ZoneZone A (high risk)
APN04590-072-000

Property Details

APN / Parcel Number

Primary APN04590-072-000
Alternative APNs
  • 00980054A00
  • 04590072
  • 18255

Exterior

Lot Area479,160 sqft (11 acres)

Location & Zoning

Account Number18255
Street Address315 HIGH BLUFF RD
CityRINCON
StateGA
Zip31326-3615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR-2
Legal Description11.00 AC LOT 7 PLT 29/177
Legal Lot Number7
JurisdictionEFFINGHAM GA
Township / Civil DivisionRINCON
Census Block Group1
Census Block1003
Census Tract30303

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address223 W NICKLAUS AVE, KALISPELL, MT 59901-2779
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2026 · Amount on Record
Deed SaleSep 3, 2026 · Amount on Record
Prior SaleMar 19, 2014
Deed Document Number20267956
Deed Book / Page3068 / 40
Record UpdatedOct 29, 2026

September 2026: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionEFFINGHAM GA
Recording DateSep 3, 2026
Property Address315 HIGH BLUFF RD, RINCON, GA 31326-3615
Document Number0000007956
Book / Page3068 / 40
Instrument DateAug 31, 2026
Instrument20267956
Transaction TypeTransfer
Record UpdatedOct 5, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address223 W NICKLAUS AVE, KALISPELL, MT 59901-2779

Mortgage

Document Number3068000043,
DateSep 3, 2026
Book Page3068/43
Lender
NameQUORUM FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueAug 1, 2036
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyEffingham County
Unified School DistrictEffingham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$74,118 (+106.36%) Land $70,285 Building $3,833$185,295 (+106.36%) Land $175,712 Building $9,583
2025$1,061.00 (-4.07%)$35,917 (-10.44%) Land $32,084 Building $3,833$89,794 (-10.44%) Land $80,211 Building $9,583
2024$1,106.00 (+10.16%)$40,102 (+13.22%) Land $36,269 Building $3,833$100,256 (+13.22%) Land $90,673 Building $9,583
2022$1,004.00$35,419 Land $32,459 Building $2,960$88,547 Land $81,147 Building $7,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimFeb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
DSL
300 / 20
Starlink
Satellite
280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on High Bluff Rd

Nearby Streets

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