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314 E Franklin St, Otsego, MI 49078 Property Records

Allegan County property record for 314 E Franklin St, Otsego, MI 49078

Property Summary

Property TypeManufactured or Modular Home
Details3 bd · 2 ba · 1,364 sqft · built 2003
Lot Size0.246 acres (10,716 sqft)
Owner2 Individual Names on Record
Last Sale$78,000 (Aug 2011)
Tax Bill$3,312 (2025)
Deeds & MortgagesAug 2018 Transfer
Aug 2018 Transfer
Flood ZoneZone X (minimal risk)
APN54-111-003-00

Property Details

APN / Parcel Number

Primary APN54-111-003-00
Alternative APN
  • 03-54-111-003-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,364 sqft Living Area
1st Floor Area1,364 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleModular
Exterior MaterialStucco
Foundation TypeNo Foundation
Lot Area10,716 sqft (0.246 acres)
Lot Dimensions165 ft deep x 65 ft wide
Garage Area594 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address314 E FRANKLIN ST
CityOTSEGO
StateMI
Zip49078-1324
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Local Zoning CodeR-B
Legal DescriptionLOT 3 BLOCK 11 O. P. ALSO THE E 31 OF LOT 2 SD BLOCK 11 O. P. SEC 22 & 23.
Legal SubdivisionORIGINAL PLAT OF THE CITY OF OTSEGO
Legal Block11
Legal Lot Number2-3
JurisdictionALLEGAN MI
Township / Civil DivisionOTSEGO
Census Block Group2
Census Block2008
Census Tract31900

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4288 E C AVE, KALAMAZOO, MI 49004-8617
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2018Intrafamily Transfer, Transfer
Aug 22, 2018Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2011 · Amount on Record
Deed SaleAug 23, 2011 · Amount on Record
Prior SaleOct 3, 2008 · Amount on Record
Deed Book / Page3539 / 689
Last Transfer DateJul 12, 2018
Transfer Doc4274/662
Record UpdatedOct 29, 2026

August 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALLEGAN MI
Recording DateAug 22, 2018
Property Address314 E FRANKLIN ST, OTSEGO, MI 49078-1324
Document Number4274/664
Book / Page4274 / 664
Map ReferenceLB5 PG23
Instrument DateAug 22, 2018
Transaction TypeTransfer
Record UpdatedAug 3, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address529 HARTER DR, 529, OTSEGO, MI 49078-9671

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address314 E FRANKLIN ST, OTSEGO, MI 49078-1324

August 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALLEGAN MI
Recording DateAug 22, 2018
Property Address314 E FRANKLIN ST, OTSEGO, MI 49078-1324
Document Number4274/662
Book / Page4274 / 662
Map ReferenceLB5 PG231
Instrument DateJul 12, 2018
Transaction TypeTransfer
Record UpdatedAug 3, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address529 HARTER DR, OTSEGO, MI 49078-9671

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
MunicipalityOtsego City
Unified School DistrictOtsego Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$92,900 (-0.54%) Land $11,000 Building $81,900$185,800 (-0.54%) Land $22,000 Building $163,800
2025$3,312.00 (+2.54%) Homeowner's exemption$93,400 (+30.45%) Land $9,900 Building $83,500$186,800 (+30.45%) Land $19,800 Building $167,000
2024$3,230.00 (+16.19%)
2023$71,600 Land $5,600 Building $66,000$143,200 Land $11,200 Building $132,000
2022$2,780.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTSEGO
serves 4,120 people · EPA ID MI0005060
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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