Allegan County property record for 326 E Franklin St, Otsego, MI 49078
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 1,269 sqft |
| Lot Size | 0.246 acres (10,716 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $85,000 (Feb 2005) |
| Tax Bill | $1,666 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-111-005-00 |
| Primary APN | 54-111-005-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,269 sqft Living Area |
| 1st Floor Area | 676 sqft |
| Basement Area | 653 sqft |
| Unfinished Basement | 653 sqft |
| Exterior Material | Stucco |
|---|---|
| Foundation Type | No Foundation |
| Lot Area | 10,716 sqft (0.246 acres) |
| Lot Dimensions | 165 ft deep x 65 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 326 E FRANKLIN ST |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-1324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Description | N 1/2 LOT 5 O. P. SEC 22 & 23 BLOCK 11. |
| Legal Subdivision | ORIGINAL PLAT OF THE VILLAGE OF OTSEGO |
| Legal Block | 11 |
| Legal Lot Number | 5 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OTSEGO |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 31900 |
Source: Allegan County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 326 E FRANKLIN ST, OTSEGO, MI 49078-1324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2005 · Amount on Record |
| Deed Sale | Feb 1, 2005 · Amount on Record |
| Prior Sale | Apr 9, 2004 · Amount on Record |
| Deed Book / Page | 2790 / 357 |
| Prior Transfer Date | Apr 7, 2004 |
| Prior Transfer Doc | 2679000651 |
| Record Updated | Oct 29, 2026 |
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Otsego City |
| Unified School District | Otsego Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $76,300 (+36.25%) Land $11,000 Building $65,300 | $152,600 (+36.25%) Land $22,000 Building $130,600 | |
| 2025 | $1,666.00 (+19.26%) | ||
| 2023 | $56,000 Land $5,600 Building $50,400 | $112,000 Land $11,200 Building $100,800 | |
| 2022 | $1,397.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTSEGO serves 4,120 people · EPA ID MI0005060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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