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307 E Franklin St, Otsego, MI 49078 Property Records

Allegan County property record for 307 E Franklin St, Otsego, MI 49078

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,560 sqft · built 1908
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on Record
Last Sale$50,000 (Mar 2020)
Tax Bill$2,686 (2025)
Deeds & MortgagesJun 2023 Transfer
Mar 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN54-108-012-00

Property Details

APN / Parcel Number

Primary APN54-108-012-00
Alternative APN
  • 03-54-108-012-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,560 sqft Living Area
1st Floor Area1,368 sqft
Basement Area1,368 sqft
Unfinished Basement1,368 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1908
Exterior MaterialStucco
Lot Area14,375 sqft (0.33 acres)
Lot Dimensions95 ft deep x 102 ft wide
Garage Area288 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address307 E FRANKLIN ST
CityOTSEGO
StateMI
Zip49078-1323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-B
Legal DescriptionELY 4.5 FT OF S 91' LOT 11 BLOCK 8 ALSO LOT 12 BLOCK 8 ALSO WLY 1/2 LOT 13 BLOCK 8 O. P. EX COM AT NW COR OF LOT 12 TH E'LY ALG N LIN OF LOT 30.5' TH S'LY PLL WITH W LIN OF LOT 70' TH W'LY PLL TO N LIN OF LOT 30.5' TH N 70' TO POB O.P. SEC 22 & 23
Legal SubdivisionBURLINGHAM S ADDITION
Legal Block8
JurisdictionALLEGAN MI
Township / Civil DivisionOTSEGO
Census Block Group2
Census Block2005
Census Tract31900

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address307 E FRANKLIN ST, OTSEGO, MI 49078-1323
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2023Intrafamily Transfer, Transfer
EVONS TITLE, DEVON TITLE
Mar 17, 2020Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE CENTER LLC
Jul 11, 2018Intrafamily Transfer, Transfer
Aug 4, 2017Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE CENTER LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 17, 2020 · Amount on Record
Deed SaleMar 17, 2020 · Amount on Record
Prior SaleAug 4, 2017 · Amount on Record
Deed Book / Page4441 / 13
Last Transfer DateJun 21, 2023
Transfer Doc004866/747
Record UpdatedOct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALLEGAN MI
Recording DateJun 26, 2023
Property Address307 E FRANKLIN ST, OTSEGO, MI 49078-1323
Document Number004866/747
Book / Page4866 / 747
Map ReferenceLB 5 PG 231
Instrument DateJun 21, 2023
Instrument2023009195
Transaction TypeTransfer
Record UpdatedJul 12, 2023
Title CompanyEVONS TITLE, DEVON TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address327 W ORLEANS ST, OTSEGO, MI 49078-1020

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address307 E FRANKLIN ST, OTSEGO, MI 49078-1323

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGAN MI
Recording DateMar 17, 2020
Property Address307 E FRANKLIN ST, OTSEGO, MI 49078-1323
Document Number0004441/13
Book / Page4441 / 13
Instrument DateMar 9, 2020
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyNOT AVAILABLE, VTS WESTERN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$430.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address327 W ORLEANS ST, 327, OTSEGO, MI 49078-1020

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address307 E FRANKLIN ST, OTSEGO, MI 49078-1323

Mortgage

Document Number0000444116
DateMar 17, 2020
Instrument4441/16
Lender
NameMORTGAGE CENTER LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

July 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALLEGAN MI
Recording DateJul 11, 2018
Property Address307 E FRANKLIN ST, OTSEGO, MI 49078-1323
Document Number4262/067
Book / Page4262 / 067
Map ReferenceLB5 PG231
Instrument DateJun 2, 2018
Transaction TypeTransfer
Record UpdatedJun 6, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address307 E FRANKLIN ST, OTSEGO, MI 49078-1323

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGAN MI
Recording DateAug 4, 2017
Property Address307 E FRANKLIN ST, OTSEGO, MI 49078-1323
Document Number4164/454
Book / Page4164 / 454
Map ReferenceLB5 PG231
Instrument DateJul 20, 2017
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$989.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address307 E FRANKLIN ST, 307, OTSEGO, MI 49078-1323

Transferred To (Grantee/Buyer)

NameVerified Name
Address307 E FRANKLIN ST, OTSEGO, MI 49078-1323

Mortgage

Document Number4164456
DateAug 4, 2017
Instrument4164/456
Lender
NameMORTGAGE CENTER LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
MunicipalityOtsego City
Unified School DistrictOtsego Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$99,300 (+8.17%) Land $16,700 Building $82,600$198,600 (+8.17%) Land $33,400 Building $165,200
2025$2,686.00 (+2.32%) Homeowner's exemption$91,800 (+34.01%) Land $14,900 Building $76,900$183,600 (+34.01%) Land $29,800 Building $153,800
2024$2,625.00 (+16.72%)
2023$68,500 (+11.75%) Land $8,500 Building $60,000$137,000 (+11.75%) Land $17,000 Building $120,000
2022$2,249.00 Homeowner's exemption$61,300 Land $8,500 Building $52,800$122,600 Land $17,000 Building $105,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTSEGO
serves 4,120 people · EPA ID MI0005060
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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