Kane County property record for 277 E Chicago St, Elgin, IL 60120 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 1900 |
| Square Footage | 2,742 sqft Living Area |
| Lot Size | 3,720 sqft (0.85 acres) |
| Tax Bill | $8,049.00 (2025) |
| Primary APN | 06-13-303-003 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Total Rooms | 11 Rooms |
| Building Area | 2,742 sqft Living Area |
| Gross Area | 4,128 sqft Gross Area |
| Basement Area | 1,386 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick Exterior |
| Lot Area | 3,720 sqft (0.85 acres) |
| Street Address | 277 E CHICAGO ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-6508 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | JAMES T GIFFORDS PLAT OF EAST ELGIN NLY 80 FT OF LOT 1 & EAST 13 FT NLY 80 FT OF LOT 2 BLK 6 |
| Legal Subdivision | JAMES T GIFFORDS PLAT |
| Legal Block | 2 |
| Legal Lot Number | 1,2 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 2 |
| Census Block | 2015 |
| Census Tract | 854600 |
Source: Kane County records · APN 06-13-303-003
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 S GENEVA ST, ELGIN, IL 60120-6520 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 03, 2024 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Mar 14, 2024 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Dec 18, 2023 |
| Transfer Doc | 0000008447 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 277 E CHICAGO ST, ELGIN, IL 60120-6508 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2024 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|---|
| Address | 277 E CHICAGO ST, ELGIN, IL 60120-6508 |
| Document Number | 0000010782 |
|---|---|
| Date | Apr 03, 2024 |
| Instrument | 2024K010782 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 14, 2024 |
| Property Address | 277 E CHICAGO ST, ELGIN, IL 60120-6508 |
| Document Number | 0000008447 |
| Instrument Date | Dec 18, 2023 |
| Instrument | 2024K008447 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 S GENEVA ST, ELGIN, IL 60120-6520 |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,049.00 (+25.75%) | $105,510 (+8.57%) Land $15,152 Building $90,358 | $316,657 (+8.57%) Land $45,474 Building $271,182 |
| 2024 | $97,182 (+31.65%) Land $13,956 Building $83,226 | $291,663 (+31.7%) Land $41,885 Building $249,778 | |
| 2022 | $6,401.00 (+3.96%) | $73,821 (+6.96%) Land $11,496 Building $62,325 | $221,463 (+6.96%) Land $34,488 Building $186,975 |
| 2021 | $6,157.00 | $69,017 Land $10,748 Building $58,269 | $207,051 Land $32,244 Building $174,807 |
277 E Chicago St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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