314 E Adams St, O Fallon, IL 62269 Property Records

St. Clair County property record for 314 E Adams St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	868 sqft · built 1904
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$201,000 (Oct 2022)
Deeds & Mortgages	Jun 2021 Line of Credit Nov 2021 Line of Credit + 1 more
APN	`04-29-0-116-015`

Property Details

APN / Parcel Number

Primary APN	`04-29-0-116-015`

Interior

Stories	2 Stories
Building Area	868 sqft Living Area
Gross Area	1,736 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1985
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,405 sqft (0.169 acres)
Garage Area	48,000 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	314 E ADAMS ST
City	O FALLON
State	IL
Zip	62269-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENNS ADD TO O FALLON LOT/SEC-65 A02762200
Legal Subdivision	PENNS
Legal Lot Number	65
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2021
Census Tract	504351

Owner

Source: St. Clair County records, as of August 23, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	314 E ADAMS ST, O FALLON, IL 62269-1440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF SPRINGFIELD
Nov 24, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF SPRINGFIELD
Oct 4, 2022	Deed, Transfer · Conventional Mortgage JLB CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2022 · Amount on Record
Deed Sale	Oct 4, 2022 · Amount on Record
Prior Sale	Mar 21, 2016
Deed Document Number	A02762200
Record Updated	Jun 7, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	314 E ADAMS ST, O FALLON, IL 62269-1440
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02704039
Date	Jun 17, 2021
Instrument	A02704039

Lender

Name	BANK OF SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62794

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 2, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	314 E ADAMS ST, O FALLON, IL 62269-1440
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02727151
Date	Nov 24, 2021
Instrument	A02727151

Lender

Name	BANK OF SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62794

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	55 Months
Due	Jun 2, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 4, 2022
Property Address	314 E ADAMS ST, O FALLON, IL 62269-1440
Document Number	0A02762200
Map Reference	MB G PG 1
Instrument Date	Sep 29, 2022
Instrument	A02762200
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$201.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1100 HOLLANDER CT, O FALLON, IL 62269-7185

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 E ADAMS ST, O FALLON, IL 62269-1440

Mortgage

Document Number	0A02762201
Date	Oct 4, 2022
Instrument	A02762201

Lender

Name	JLB CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$38,376 Land $3,745 Building $34,631	$115,128 Land $11,235 Building $103,893

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon, Wisper ISP.

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