311 E Adams St, O Fallon, IL 62269 Property Records

St. Clair County property record for 311 E Adams St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 996 sqft · built 1903
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Oct 2025)
Tax Bill	$1,418 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2025 Sale & Construction Loan
APN	`04-29-0-123-006`

Property Details

APN / Parcel Number

Primary APN	`04-29-0-123-006`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	996 sqft Living Area
Basement Area	996 sqft
Unfinished Basement	996 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	264 sqft
Shed	1 Shed
Shed Area	120 sqft

Location & Zoning

Street Address	311 E ADAMS ST
City	O FALLON
State	IL
Zip	62269-1441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENNS ADD TO O FALLON LOT/SEC-69 A02862455
Legal Subdivision	PENNS ADD
Legal Block	123
Legal Lot Number	69
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2026
Census Tract	504351

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	506 E 2ND ST, O FALLON, IL 62269-2211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage 3M INVESTMENTS INC
Oct 6, 2025	Warranty Deed, Construction Loan · Construction Mortgage BANK OF OFALLON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Prior Sale	Jul 24, 2025 · Amount on Record
Deed Document Number	20252862455
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Aug 28, 2026
Property Address	311 E ADAMS ST, O FALLON, IL 62269-1441
Document Number	0002894071
Instrument Date	Apr 10, 2026
Instrument	20262894071
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 E ADAMS ST, O FALLON, IL 62269-1441

Mortgage

Document Number	0002894071,
Date	Aug 28, 2026
Instrument	20262894071

Lender

Name	3M INVESTMENTS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	8 Months
Due	Dec 5, 2026

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 6, 2025
Property Address	311 E ADAMS ST, O FALLON, IL 62269-1441
Document Number	0A02862455
Map Reference	MB G PG 1
Instrument Date	Oct 2, 2025
Instrument	A02862455
Transaction Type	Construction Loan
Record Updated	Oct 23, 2025
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$75.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	506 E 2ND ST, O FALLON, IL 62269-2211

Mortgage

Document Number	0A02862456
Date	Oct 6, 2025
Instrument	A02862456

Lender

Name	BANK OF OFALLON
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Apr 2, 2026

Interest

Rate	7%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,418.00 (-1.12%)	$41,207 (+9.62%) Land $4,921 Building $36,286	$123,621 (+9.62%) Land $14,763 Building $108,858
2024	$1,434.00 Homeowner's exemption Senior Citizen's exemption	$37,591 (+22.55%) Land $4,489 Building $33,102	$112,773 (+22.55%) Land $13,467 Building $99,306
2022		$30,674 Land $3,663 Building $27,011	$92,022 Land $10,989 Building $81,033

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon, Wisper ISP.

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