312 E Adams St, O Fallon, IL 62269 Property Records

St. Clair County property record for 312 E Adams St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,229 sqft · built 1895
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$109,000 (Dec 2020)
Tax Bill	$2,633 (2024)
Deeds & Mortgages	Dec 2020 Sale & Construction Loan
APN	`04-29-0-116-014`

Property Details

APN / Parcel Number

Primary APN	`04-29-0-116-014`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,229 sqft Living Area
Basement Area	1,229 sqft
Unfinished Basement	1,229 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)

Exterior Amenities

Porch	Slab
Porch Area	102 sqft
Deck Area	234 sqft
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	312 E ADAMS ST
City	O FALLON
State	IL
Zip	62269-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENNS ADD TO O FALLON LOT/SEC-64 DOC A02679628
Legal Subdivision	PENNS ADD
Legal Block	116
Legal Lot Number	64
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2021
Census Tract	504351

Owner

Source: St. Clair County records · APN 04-29-0-116-014

Assessment roll updated August 28, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	312 E ADAMS ST, O FALLON, IL 62269-1440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 14, 2020 · Amount on Record
Deed Sale	Dec 14, 2020 · Amount on Record
Prior Sale	Jun 16, 2016 · Amount on Record
Deed Document Number	20202679628
Prior Transfer Date	Jan 25, 2002
Prior Transfer Doc	00A1659756
Record Updated	Jun 08, 2026

December 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 14, 2020
Property Address	312 E ADAMS ST, O FALLON, IL 62269-1440
Document Number	00A2679628
Instrument Date	Dec 09, 2020
Instrument	2679628
Transaction Type	Construction Loan
Record Updated	Jan 29, 2021
Title Company	BENEDICK TITLE, BENEDICK TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$164.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	505 EMILY DR O FALLON IL 622691305, O FALLON, IL 62269-1305

Mortgage

Document Number	A2679629
Date	Dec 14, 2020
Instrument	2679629

Lender

Name	FARMERS & MERCHANTS NAT'L BK/N
Type	Bank
Address	O FALLON, IL 62269

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Dec 13, 2027

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated August 28, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,633.00	$42,126 (+22.55%) Land $4,591 Building $37,535	$126,378 (+22.55%) Land $13,773 Building $112,605
2022		$34,374 Land $3,746 Building $30,628	$103,122 Land $11,238 Building $91,884

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Delta Communications, Verizon, WH i3B Bidco LLC/WH i3B Topco, Wisper ISP.

Based on FCC filings for 444 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	O FALLON serves 46,603 people
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.