309 E Adams St, O Fallon, IL 62269 Property Records

St. Clair County property record for 309 E Adams St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	832 sqft · built 1957
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$112,000 (Aug 2018)
Tax Bill	$2,688 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
APN	`04-29-0-123-005`

Property Details

APN / Parcel Number

Primary APN	`04-29-0-123-005`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	832 sqft Living Area
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	309 E ADAMS ST
City	O FALLON
State	IL
Zip	62269-1441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENNS ADD TO O FALLON LOT/SEC-70 A02585724
Legal Subdivision	PENNS ADD
Legal Block	123
Legal Lot Number	70
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2026
Census Tract	504351

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 E ADAMS ST, O FALLON, IL 62269-1441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2018 · Amount on Record
Deed Sale	Aug 8, 2018 · Amount on Record
Prior Sale	Sep 1, 1997 · Amount on Record
Deed Document Number	20182585724
Record Updated	Oct 29, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 8, 2018
Property Address	309 E ADAMS ST, O FALLON, IL 62269-1441
Document Number	00A2585724
Instrument Date	Jul 31, 2018
Instrument	2585724
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	ABSTRACTS AND TITLES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	309 E ADAMS ST O FALLON IL 622691441, O FALLON, IL 62269-1441

Mortgage

Document Number	A2585725
Date	Aug 8, 2018
Instrument	2585725

Lender

Name	COLLINSVILLE BLDG & LN ASSN
Type	Funding / Finance Company
Address	COLLINSVILLE, IL 62234

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2048

Interest

Rate	5%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,688.00	$43,299 (+34.34%) Land $4,923 Building $38,376	$129,897 (+34.34%) Land $14,769 Building $115,128
2022		$32,231 Land $3,665 Building $28,566	$96,693 Land $10,995 Building $85,698

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon, Wisper ISP.

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