314 Cloverly Forest Dr, Silver Spring, MD 20905 Property Records

Montgomery County property record for 314 Cloverly Forest Dr, Silver Spring, MD 20905

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,983 sqft · built 2017
Lot Size	0.259 acres (11,290 sqft)
Owner	2 Individual Names on Record
Last Sale	$635,591 (Feb 2018)
Tax Bill	$8,221 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-03749872`

Property Details

APN / Parcel Number

Primary APN	`05-03749872`
Alternative APN	`03749872`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,983 sqft Living Area
Gross Area	5,383 sqft
1st Floor Area	2,644 sqft
Basement Area	891 sqft
Finished Basement	891 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,290 sqft (0.259 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	200 sqft
Patio Area	178 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	03749872
Street Address	314 CLOVERLY FOREST DR
City	SILVER SPRING
State	MD
Zip	20905-4171
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	CLOVERLY FOREST
Legal Subdivision	CLOVERLY
Legal Block	3
Legal Lot Number	18
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	3
Census Block	3003
Census Tract	701408

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	314 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4171
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Mar 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOFI LNDG
Feb 28, 2018	Deed, Subdivision Related Transfer · Conventional Mortgage HOME AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2018 · Amount on Record
Deed Sale	Feb 28, 2018 · Amount on Record
Deed Book / Page	55706 / 301
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	314 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4171
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4171

Mortgage

Document Number	0627990334
Date	Apr 28, 2021
Book Page	62799/334

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	314 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4171
Document Number	0595330001
Instrument Date	Mar 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	314 CLOVERLY FOREST DR SILVER SPRING MD 209054171, SILVER SPRING, MD 20905-4171

Mortgage

Document Number	0595330001
Date	May 11, 2020
Book Page	059533/000001

Lender

Name	SOFI LNDG
Address	COTTONWOOD HEIGHTS, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2050

February 2018: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 28, 2018
Property Address	314 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4171
Document Number	0557060301
Book / Page	55706 / 301
Map Reference	PL24855-24857
Instrument Date	Feb 5, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	May 3, 2022
Title Company	MULTIPLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,944.89
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6210 OLD DOBBIN LN STE 190, 6210, COLUMBIA, MD 21045-5817

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	314 GLOVERLY FOREST DR, SILVER SPRING, MD 00000

Mortgage

Document Number	0055706308
Date	Feb 28, 2018
Instrument	55706/308

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$773,500 (+6.09%) Land $211,100 Building $562,400	$773,500 (-) Land $211,100 Building $562,400
2025	$8,221.00 (+22.48%)	$729,067 (+13.88%)	$773,500 (+20.82%) Land $211,100 Building $562,400
2023		$640,200 Land $211,100 Building $429,100	$640,200 Land $211,100 Building $429,100
2022	$6,712.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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