313 Cloverly Forest Dr, Silver Spring, MD 20905 Property Records

Montgomery County property record for 313 Cloverly Forest Dr, Silver Spring, MD 20905

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,600 sqft · built 2016
Lot Size	0.03 acres (1,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$204,489 (Sep 2022)
Tax Bill	$2,106 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-03750005`

Property Details

APN / Parcel Number

Primary APN	`05-03750005`
Alternative APN	`03750005`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,600 sqft Living Area
Gross Area	1,920 sqft
1st Floor Area	640 sqft
Basement Area	320 sqft
Finished Basement	320 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Townhouse
Exterior Material	Siding Sheathing
Roof Material	Composition Shingle
Lot Area	1,295 sqft (0.03 acres)
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	03750005
Street Address	313 CLOVERLY FOREST DR
City	SILVER SPRING
State	MD
Zip	20905-4171
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RE1
Legal Description	CLOVERLY FOREST
Legal Subdivision	CLOVERLY
Legal Block	3
Legal Lot Number	31
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	3
Census Block	3003
Census Tract	701408

Owner

Source: Montgomery County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	313 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4171
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
May 18, 2017	Deed, Subdivision Related Transfer · FHA Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2022 · Amount on Record
Deed Sale	Sep 27, 2022 · Amount on Record
Prior Sale	May 18, 2017 · Amount on Record
Deed Document Number	2022
Deed Book / Page	66294 / 408
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 27, 2022
Property Address	313 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4171
Document Number	0662940408
Book / Page	66294 / 408
Map Reference	PL 24855-24857
Instrument Date	Sep 9, 2022
Transaction Type	Transfer
Record Updated	Oct 7, 2022
Title Company	CORE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$511.22
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	313 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4171

Mortgage

Document Number	0066294416
Date	Sep 27, 2022
Instrument	66294/416

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Mortgage

Document Number	0662940439
Date	Sep 27, 2022
Book Page	66294/439

Lender

Name	HOUSING OPPORTUNITIES COMMISSION OF MONT
Type	Government Agency
Address	KENSINGTON, MD 20895

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 9, 2032

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	313 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4171
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	ABONAR TITLE COMPANY LLC, ABONAR TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0621440292
Date	Mar 10, 2021
Book Page	62144/292

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

May 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 18, 2017
Property Address	313 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4171
Document Number	0543150095
Book / Page	54315 / 095
Map Reference	PL24855-24857
Instrument Date	Apr 5, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	May 3, 2022
Title Company	AMERICAN HOME TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6210 OLD DOBBIN LN STE 190, 6210, COLUMBIA, MD 21045-5817

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4171

Mortgage

Document Number	0054315104
Date	May 18, 2017
Instrument	54315/104

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,200 (+7.33%) Land $30,000 Building $190,200	$220,200 (-) Land $30,000 Building $190,200
2025	$2,106.00 (+36.49%)	$205,167 (+17.17%)	$220,200 (+25.76%) Land $30,000 Building $190,200
2023		$175,100 Land $30,000 Building $145,100	$175,100 Land $30,000 Building $145,100
2022	$1,543.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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