312 Cloverly Forest Dr, Silver Spring, MD 20905 Property Records

Montgomery County property record for 312 Cloverly Forest Dr, Silver Spring, MD 20905

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,844 sqft · built 2017
Lot Size	0.284 acres (12,352 sqft)
Owner	Individual Name on Record
Last Sale	$731,591 (Mar 2018)
Tax Bill	$9,314 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-03749883`

Property Details

APN / Parcel Number

Primary APN	`05-03749883`
Alternative APN	`03749883`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,844 sqft Living Area
Gross Area	5,264 sqft
1st Floor Area	1,941 sqft
Basement Area	1,243 sqft
Finished Basement	1,243 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,352 sqft (0.284 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	03749883
Street Address	312 CLOVERLY FOREST DR
City	SILVER SPRING
State	MD
Zip	20905-4171
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	CLOVERLY FOREST
Legal Subdivision	CLOVERLY
Legal Block	3
Legal Lot Number	19
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	3
Census Block	3003
Census Tract	701408

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	312 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4171
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 2, 2018	Deed, Subdivision Related Transfer · VA Mortgage STEWART TITLE OF MARYLAND IN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2018 · Amount on Record
Deed Sale	Mar 2, 2018 · Amount on Record
Deed Book / Page	55721 / 163
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	312 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4171
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	BETTERS LAW TITLE & SETTLEMENT LLC, BETTERS LAW TTL & SETTLEEMNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4171

Mortgage

Document Number	0621240371
Date	Mar 9, 2021
Book Page	62124/371

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

March 2018: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Mar 2, 2018
Property Address	312 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4171
Document Number	0557210163
Book / Page	55721 / 163
Map Reference	PL24855-24857
Instrument Date	Feb 2, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2021
Title Company	STEWART TITLE OF MARYLAND IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,359.96
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6210 OLD DOBBIN LND, 6210, COLUMBIA, MD 21045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4171

Mortgage

Document Number	0000000000
Date	Mar 2, 2018
Instrument	55721-169

Lender

Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$873,800 (+6.34%) Land $214,100 Building $659,700	$873,800 (-) Land $214,100 Building $659,700
2025	$9,314.00 (+23.59%)	$821,667 (+14.53%)	$873,800 (+21.8%) Land $214,100 Building $659,700
2023		$717,400 Land $214,100 Building $503,300	$717,400 Land $214,100 Building $503,300
2022	$7,536.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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