Montgomery County property record for 309 Cloverly Forest Dr, Silver Spring, MD 20905
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,510 sqft · built 2017 |
| Lot Size | 0.232 acres (10,095 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $950,000 (Apr 2025) |
| Tax Bill | $9,460 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Nov 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-03749985 |
| Primary APN | 05-03749985 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,510 sqft Living Area |
| Gross Area | 4,890 sqft |
| 1st Floor Area | 1,822 sqft |
| Attic | Attic |
| Attic Area | 600 sqft |
| Basement Area | 1,066 sqft |
| Finished Basement | 1,066 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,095 sqft (0.232 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 03749985 |
|---|---|
| Street Address | 309 CLOVERLY FOREST DR |
| City | SILVER SPRING |
| State | MD |
| Zip | 20905-4171 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE1 |
| Legal Description | CLOVERLY FOREST |
| Legal Subdivision | CLOVERLY |
| Legal Block | 3 |
| Legal Lot Number | 29 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 701408 |
Source: Montgomery County records · APN 05-03749985
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4171 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 25, 2020 | Loan Modification, Mortgage · FHA Mortgage SHELLPOINT MTG SVCNG |
| Jan 24, 2018 | Deed, Subdivision Related Transfer · FHA Mortgage STEWART TITLE OF MARYLAND IN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 15, 2025 · Amount on Record |
| Deed Sale | Apr 15, 2025 · Amount on Record |
| Prior Sale | Jan 24, 2018 · Amount on Record |
| Deed Book / Page | 69061 / 50 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 309 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4171 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 309 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4171 |
| Document Number | 0654750216 |
|---|---|
| Date | Mar 25, 2022 |
| Book Page | 65475/216 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 309 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4171 |
| Document Number | 0617090001 |
| Instrument Date | Nov 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO-CA |
| Name | Verified Name |
|---|---|
| Address | 309 CLOVERLY FOREST DR SILVER SPRING MD 209054171, SILVER SPRING, MD 20905-4171 |
| Document Number | 0617090001 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 061709/000001 |
| Name | SHELLPOINT MTG SVCNG |
|---|---|
| Address | GREENVILLE, SC 29601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jan 24, 2018 |
| Property Address | 309 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4171 |
| Document Number | 0555270182 |
| Book / Page | 55527 / 182 |
| Map Reference | PL24855-24857 |
| Instrument Date | Jan 22, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 06, 2021 |
| Title Company | STEWART TITLE OF MARYLAND IN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,768.36 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | WINCHESTER, VA 22601 |
| Name | Verified Name |
|---|---|
| Address | 209 CLOVERLY FOREST DR, WINCHESTER, VA 22601 |
| Document Number | , 55527-189 |
|---|---|
| Date | Jan 24, 2018 |
| Instrument | 55527-189 |
| Type | Mortgage Company |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2048 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $823,300 (+6.28%) Land $207,600 Building $615,700 | $823,300 (-) Land $207,600 Building $615,700 | |
| 2025 | $9,460.00 (+34.34%) | $774,667 (+14.36%) | $823,300 (+21.54%) Land $207,600 Building $615,700 |
| 2023 | $677,400 Land $207,600 Building $469,800 | $677,400 Land $207,600 Building $469,800 | |
| 2022 | $7,042.00 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile USA.
Based on FCC filings for 180 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures