3139 Ripple Rd, Windsor Mill, MD 21244 Property Records

Baltimore County property record for 3139 Ripple Rd, Windsor Mill, MD 21244

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,742 sqft · built 1990
Lot Size	0.209 acres (9,095 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Sep 1990)
Tax Bill	$3,935 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2020 Mortgage + 1 more
APN	`02-2000007017`

Property Details

APN / Parcel Number

Primary APN	`02-2000007017`
Alternative APNs	`22000007017` `2000007017`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,742 sqft Living Area
1st Floor Area	1,242 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,095 sqft (0.209 acres)
Lot Dimensions	117 ft deep x 57.6 ft wide
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2000007017
Street Address	3139 RIPPLE RD
City	WINDSOR MILL
State	MD
Zip	21244-2870
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.2088 AC WINDSOR GARDENS
Legal Subdivision	WINDSOR GARDENS
Legal Block	C
Legal Lot Number	39
Jurisdiction	BALTIMORE MD
Township / Civil Division	2
Census Block Group	5
Census Block	5010
Census Tract	402303

Owner

Source: Baltimore County records, as of July 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3139 RIPPLE RD, BALTIMORE, MD 21244-2870
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 13, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 25, 2016	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 1990 · Amount on Record
Deed Sale	Sep 26, 1990 · Amount on Record
Deed Book / Page	8604 / 676
Last Transfer Date	Aug 17, 2012
Transfer Doc	0325340194
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3139 RIPPLE RD, BALTIMORE, MD 21244-2870
Transaction Type	Mortgage
Record Updated	Jan 5, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0460880024
Date	Dec 23, 2021
Book Page	46088/24

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3139 RIPPLE RD, BALTIMORE, MD 21244-2870
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0434460340
Date	Oct 13, 2020
Book Page	43446/340

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3139 RIPPLE RD, BALTIMORE, MD 21244-2870
Document Number	0386390223
Instrument Date	Nov 25, 2016
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	ARMOUR SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3139 RIPPLE RD BALTIMORE MD 212442870, BALTIMORE, MD 21244-2870

Mortgage

Document Number	0386390223
Date	Feb 16, 2017
Book Page	038639/000223

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2047

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$250,600 (+12.53%)	$278,000 (+17.35%) Land $83,500 Building $194,500
2024	$3,935.00 (+83.62%)
2023	$2,143.00 Homeowner's exemption	$222,700	$236,900 Land $58,400 Building $178,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1984–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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