3128 Ripple Rd, Windsor Mill, MD 21244 Property Records

Baltimore County property record for 3128 Ripple Rd, Windsor Mill, MD 21244

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,056 sqft · built 1990
Lot Size	0.171 acres (7,467 sqft)
Owner	Individual Name on Record
Tax Bill	$3,715 (2024)
Deeds & Mortgages	Jul 2023 Mortgage Feb 2023 Mortgage
APN	`02-2000007034`

Property Details

APN / Parcel Number

Primary APN	`02-2000007034`
Alternative APNs	`22000007034` `2000007034`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,467 sqft (0.171 acres)
Lot Dimensions	116 ft deep x 65.1 ft wide
Deck Area	348 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2000007034
Street Address	3128 RIPPLE RD
City	WINDSOR MILL
State	MD
Zip	21244-2800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.1714 AC WINDSOR GARDENS
Legal Subdivision	WINDSOR GARDENS
Legal Block	D
Legal Lot Number	9
Jurisdiction	BALTIMORE MD
Township / Civil Division	2
Census Block Group	5
Census Block	5011
Census Tract	402303

Owner

Source: Baltimore County records, as of July 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3128 RIPPLE RD, BALTIMORE, MD 21244-2800
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Deed of Trust, Mortgage · Negative Amortization MUNCIPAL EMPLOYEES CREDIT UNION
Feb 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage MUNICIPAL EMPLOYEES CU OF BALTIMORE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2007
Deed Sale	Jan 18, 2007
Deed Document Number	2007353613
Deed Book / Page	25084 / 285
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3128 RIPPLE RD, BALTIMORE, MD 21244-2800
Transaction Type	Mortgage
Record Updated	Aug 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0482520247
Date	Jul 26, 2023
Book Page	48252/247

Lender

Name	MUNCIPAL EMPLOYEES CREDIT UNION
Address	BALTIMORE, MD 21202

Agreement

Type	Negative Amortization
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3128 RIPPLE RD, BALTIMORE, MD 21244-2800
Transaction Type	Mortgage
Record Updated	Feb 27, 2023
Title Company	MARVEL TITLE AND ESCROW, MARVEL TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3128 RIPPLE RD, WINDSOR MILL, MD 21244-2800

Mortgage

Document Number	0477950371
Date	Feb 16, 2023
Book Page	47795/371

Lender

Name	MUNICIPAL EMPLOYEES CU OF BALTIMORE INC
Type	Credit Union
Address	BALTIMORE, MD 21202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$216,700 (+12.45%)	$241,500 (+18.21%) Land $81,600 Building $159,900
2024	$3,715.00 (+115.36%)
2023	$1,725.00 Homeowner's exemption	$192,700	$204,300 Land $57,600 Building $146,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1984–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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