3131 Ripple Rd, Windsor Mill, MD 21244 Property Records

Baltimore County property record for 3131 Ripple Rd, Windsor Mill, MD 21244

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,904 sqft · built 1990
Lot Size	0.177 acres (7,689 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,010 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2018 Mortgage + 1 more
APN	`02-2000007013`

Property Details

APN / Parcel Number

Primary APN	`02-2000007013`
Alternative APNs	`22000007013` `2000007013`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,904 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,689 sqft (0.177 acres)
Lot Dimensions	118 ft deep x 65 ft wide
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2000007013
Street Address	3131 RIPPLE RD
City	WINDSOR MILL
State	MD
Zip	21244-2870
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.1765 AC WINDSOR GARDENS
Legal Subdivision	WINDSOR GARDENS
Legal Block	C
Legal Lot Number	35
Jurisdiction	BALTIMORE MD
Township / Civil Division	2
Census Block Group	5
Census Block	5010
Census Tract	402303

Owner

Source: Baltimore County records, as of July 14, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1600 S DOUGLASS RD, 400, ANAHEIM, CA 92806-5948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Mar 8, 2018	Intrafamily Transfer, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Mar 22, 2017	Intrafamily Transfer, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2006
Deed Sale	Sep 11, 2006
Prior Sale	May 7, 2004
Deed Document Number	2006346095
Deed Book / Page	24443 / 726
Last Transfer Date	Feb 22, 2018
Transfer Doc	0400220202
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3131 RIPPLE RD, WINDSOR MILL, MD 21244-2870
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0458150379
Date	Nov 16, 2021
Book Page	45815/379

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BALTIMORE MD
Recording Date	Mar 8, 2018
Property Address	3131 RIPPLE RD, WINDSOR MILL, MD 21244-2870
Document Number	0400220202
Book / Page	0040022 / 202
Map Reference	MB45 FO27
Instrument Date	Feb 22, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	CARRINGTON TITLE SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 WEST WAHSIGTON 200, HAGERSTOWN, MD 21740

Mortgage

Document Number	0040022207
Date	Mar 8, 2018
Instrument	0040022/207

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Jul 1, 2046

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BALTIMORE MD
Recording Date	Mar 22, 2017
Property Address	3131 RIPPLE RD, WINDSOR MILL, MD 21244-2870
Document Number	0387570497
Book / Page	0038757 / 497
Map Reference	MB45 FO27
Instrument Date	Mar 9, 2017
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	CARRINGTON TITKLE SERVICES L

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3131 RIPPLE RD, WINDSOR MILL, MD 21244-2870

Mortgage

Document Number	0038757501
Date	Mar 22, 2017
Instrument	0038757/501

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$261,167 (+12.38%)	$309,700 (+30.73%) Land $82,200 Building $227,500
2024	$5,010.00 (+132.81%)
2023	$2,152.00 Homeowner's exemption	$232,400	$236,900 Land $57,800 Building $179,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1984–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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