3208 Ripple Rd, Windsor Mill, MD 21244 Property Records

Baltimore County property record for 3208 Ripple Rd, Windsor Mill, MD 21244

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,292 sqft · built 1990
Lot Size	0.171 acres (7,471 sqft)
Owner	Individual Name on Record
Last Sale	$316,000 (Jan 2007)
Tax Bill	$1,896 (2023)
Deeds & Mortgages	Apr 2018 Mortgage Dec 2019 Mortgage + 1 more
APN	`02-2000007038`

Property Details

APN / Parcel Number

Primary APN	`02-2000007038`
Alternative APNs	`22000007038` `2000007038`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,292 sqft Total Area
1st Floor Area	1,292 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,471 sqft (0.171 acres)
Lot Width	68 ft Width
Deck Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	2000007038
Old Parcel Number	22000007038
Street Address	3208 RIPPLE RD
City	WINDSOR MILL
State	MD
Zip	21244-2853
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.1715 AC 3208 RIPPLE RD WINDSOR GARDENS
Legal Subdivision	WINDSOR GARDENS
Legal Block	E
Legal Lot Number	1
Jurisdiction	BALTIMORE MD
Township / Civil Division	2
Census Block Group	5
Census Block	5006
Census Tract	402303

Owner

Source: Baltimore County records, as of September 22, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3208 RIPPLE RD, WINDSOR MILL, MD 21244-2853
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage SECURITYPLUS FCU
Dec 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage SECURITYPLUS FCU
Feb 3, 2020	Deed of Trust, Mortgage · Line of Credit SECURITY PLUS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2007 · Amount on Record
Deed Sale	Jan 18, 2007 · Amount on Record
Prior Sale	Jan 18, 2007 · Amount on Record
Deed Document Number	0250830106
Last Transfer Date	Dec 15, 2009
Transfer Doc	0289730076
Record Updated	Jun 7, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3208 RIPPLE RD, WINDSOR MILL, MD 21244-2853
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0401710353
Date	Apr 23, 2018
Book Page	0040171/353

Lender

Name	SECURITYPLUS FCU
Type	Bank
Address	WINDSOR MILL, MD 21244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2038

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3208 RIPPLE RD, WINDSOR MILL, MD 21244-2853
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0422770484
Date	Dec 30, 2019
Book Page	42277/484

Lender

Name	SECURITYPLUS FCU
Type	Bank
Address	WINDSOR MILL, MD 21244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Nov 1, 2039

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3208 RIPPLE RD, WINDSOR MILL, MD 21244-2853
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0424210260
Date	Feb 3, 2020
Book Page	42421/260

Lender

Name	SECURITY PLUS FCU
Type	Non-Lending Institution
Address	WINDSOR MILL, MD 21244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 25, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,896.00 Homeowner's exemption	$235,633	$246,100 Land $57,600 Building $188,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1984–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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