3135 E State Rte 55, Troy, OH 45373 Property Records

Miami County property record for 3135 E State Rte 55, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,118 sqft · built 1965
Lot Size0.85 acres (37,026 sqft)
Owner2 Individual Names on Record
Last Sale$225,000 (Jul 2026)
Tax Bill$1,786 (2025)
Deeds & MortgagesJul 2026 Sale & Line of Credit
Jun 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNF10-036602

Property Details

APN / Parcel Number

Primary APNF10-036602
Alternative APNs
  • 021036.0-01-007-00
  • F10LO030 01800

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,118 sqft Living Area
1st Floor Area2,236 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleConventional
Exterior MaterialBrick
Lot Area37,026 sqft (0.85 acres)
Garage Area520 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area248 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address3135 E STATE ROUTE 55
CityTROY
StateOH
Zip45373-7755
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description10-2-36 LOT 3 VALLEYBROOK FARMS #1
Legal Range10
Legal Township02
Legal Section36
Legal SubdivisionVALLEYBROOK FARMS #1
Legal Lot Number3
JurisdictionMIAMI OH
Township / Civil DivisionLOSTCREEK
Census Block Group3
Census Block3017
Census Tract390100

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3135 E STATE ROUTE 55, TROY, OH 45373-7755
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2026Fiduciary Deed, Transfer · Line of Credit
MORTGAGE MORTGAGE
Jun 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Mar 29, 2017Warranty Deed, Transfer · Conventional Mortgage
AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 13, 2026 · Amount on Record
Deed SaleJul 13, 2026 · Amount on Record
Prior SaleMar 29, 2017 · Amount on Record
Deed Document Number20268570
Record UpdatedOct 29, 2026

July 2026: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionMIAMI OH
Recording DateJul 13, 2026
Property Address3135 E STATE ROUTE 55, TROY, OH 45373-7755
Document Number0000008570
Instrument DateJul 10, 2026
Instrument20268570
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$45,450.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address3135 E STATE ROUTE 55, TROY, OH 45373-7755

Mortgage

Document Number0000008571,
DateJul 13, 2026
Instrument20268571
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Max Rate-1%

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address3135 E STATE ROUTE 55, TROY, OH 45373-7755
Transaction TypeMortgage
Record UpdatedAug 25, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009716
DateJun 3, 2021
Instrument2021OR-09716
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateMar 29, 2017
Property Address3135 E STATE ROUTE 55, TROY, OH 45373-7755
Document Number0000003737
Map ReferencePL 8 PG 142
Instrument DateMar 16, 2017
Instrument2017OR-03737
Transaction TypeTransfer
Record UpdatedAug 25, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$249.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3135 EAST ST 55, TROY, OH 45373

Mortgage

Document Number0000003738
DateMar 29, 2017
Instrument2017OR-03738
Lender
NameAMERICAN MORTGAGE SERVICE CO
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionLostcreek Township
Unified School DistrictMiami East Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,786.00 (+2.17%) Homeowner's exemption$59,750 (+15.57%) Land $11,830 Building $47,920$170,700 (+15.57%) Land $33,800 Building $136,900
2024$1,748.00 (-2.35%) Homeowner's exemption$51,700 (-) Land $8,470 Building $43,230
2023$1,790.00 (-0.28%) Homeowner's exemption$51,700 (-) Land $8,470 Building $43,230$147,700 (-) Land $24,200 Building $123,500
2022$1,795.00 Homeowner's exemption$51,700 Land $8,470 Building $43,230$147,700 Land $24,200 Building $123,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1995)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 1995 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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