31330 Whispering Oaks Ln, Spring, TX 77386 Property Records

Montgomery County property record for 31330 Whispering Oaks Ln, Spring, TX 77386

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,208 sqft · built 2012
Lot Size	0.261 acres (11,378 sqft)
Owner	Individual Name on Record
Last Sale	$304,194 (Jun 2020)
Deeds & Mortgages	Sep 2023 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6118-04-01700`

Property Details

APN / Parcel Number

Primary APN	`6118-04-01700`
Alternative APN	`R416421`

Interior

Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	3,208 sqft Living Area
Gross Area	3,788 sqft
1st Floor Area	3,208 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	11,378 sqft (0.261 acres)
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	630 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	31330 WHISPERING OAKS LN
City	SPRING
State	TX
Zip	77386-7090
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S611804 - IMPERIAL OAKS FOREST 04, BLOCK 2, LOT 6
Legal Subdivision	IMPERIAL OAKS FOREST 04
Legal Block	2
Legal Lot Number	6
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	2
Census Block	2002
Census Tract	692008

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31330 WHISPERING OAKS LN, SPRING, TX 77386-7090
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Oct 19, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 15, 2020	Warranty Deed, Transfer · VA Mortgage HOME PT FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2020 · Amount on Record
Deed Sale	Jun 8, 2020 · Amount on Record
Prior Sale	Jul 23, 2012 · Amount on Record
Deed Document Number	202054944
Prior Transfer Date	Jul 13, 2012
Prior Transfer Doc	0000068868
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	31330 WHISPERING OAKS LN, SPRING, TX 77386-7090
Transaction Type	Mortgage
Record Updated	Oct 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31330 WHISPERING OAKS LN, SPRING, TX 77386-7090

Mortgage

Document Number	0000090324
Date	Sep 22, 2023
Instrument	2023090324

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 30, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	31330 WHISPERING OAKS LN, SPRING, TX 77386-7090
Transaction Type	Mortgage
Record Updated	Oct 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000145263
Date	Oct 19, 2021
Instrument	2021145263

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	May 15, 2020
Property Address	31330 WHISPERING OAKS LN, SPRING, TX 77386-7090
Document Number	0000054944
Instrument Date	May 6, 2020
Instrument	54944
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	NTC - KEY W

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31330 WHISPERING OAKS LN SPRING TX 773867090, SPRING, TX 77386-7090

Mortgage

Document Number	54945
Date	May 15, 2020
Instrument	54945

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$562,235 (-1.67%) Land $93,500 Building $468,735	$562,235 (-1.67%) Land $93,500 Building $468,735
2025		$571,783 (+20.55%) Land $93,500 Building $478,283	$571,783 (+11.39%) Land $93,500 Building $478,283
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$474,300 Land $93,500 Building $419,800	$513,300 Land $93,500 Building $419,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 359 policies
Nearby Flood Policies	359 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 115 serves 4,599 people · EPA ID TX1700770
Water Source	Purchased groundwater from MONTGOMERY COUNTY MUD 99
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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