31322 Whispering Oaks Ln, Spring, TX 77386 Property Records

Montgomery County property record for 31322 Whispering Oaks Ln, Spring, TX 77386

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,008 sqft · built 2012
Lot Size0.261 acres (11,369 sqft)
Owner2 Individual Names on Record
Last Sale$234,900 (Apr 2012)
Tax Bill$6,194 (2025)
Deeds & MortgagesJul 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN6118-04-01800

Property Details

APN / Parcel Number

Primary APN6118-04-01800
Alternative APN
  • R416422

Interior

Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area3,008 sqft Living Area
Gross Area3,683 sqft
1st Floor Area3,008 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area11,369 sqft (0.261 acres)
Garage TypeAttached
Garage Area675 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area328 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address31322 WHISPERING OAKS LN
CitySPRING
StateTX
Zip77386-7090
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS611804 - IMPERIAL OAKS FOREST 04, BLOCK 2, LOT 7
Legal SubdivisionIMPERIAL OAKS FOREST 04
Legal Block2
Legal Lot Number7
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group2
Census Block2002
Census Tract692008

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address31322 WHISPERING OAKS LN, SPRING, TX 77386-7090
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 12, 2012 · Amount on Record
Deed SaleApr 12, 2012 · Amount on Record
Prior SaleJan 12, 2012 · Amount on Record
Deed Document Number201232841
Prior Transfer DateApr 5, 2012
Prior Transfer Doc0000032841
Record UpdatedOct 29, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address31322 WHISPERING OAKS LN, SPRING, TX 77386-7090
Document Number0000074354
Instrument DateJul 18, 2018
Transaction TypeMortgage
Record UpdatedOct 2, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address31322 WHISPERING OAKS LN SPRING TX 773867090, SPRING, TX 77386-7090

Mortgage

Document Number0000074354
DateAug 1, 2018
Instrument74354
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 31, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$516,279 (-1.71%) Land $93,500 Building $422,779$516,279 (-1.71%) Land $93,500 Building $422,779
2025$6,194.00 (-11.1%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption$525,273 (+6.19%) Land $93,500 Building $431,773$525,273 (+4.17%) Land $93,500 Building $431,773
2024$6,967.00 (+141.66%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption$494,648 (+1%) Land $93,500 Building $410,769$504,269 (+7.19%) Land $93,500 Building $410,769
2023$2,883.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$449,680 Land $93,500 Building $376,950$470,450 Land $93,500 Building $376,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 359 policies
Nearby Flood Policies359 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY MUD 115
serves 4,599 people · EPA ID TX1700770
Water SourcePurchased groundwater from MONTGOMERY COUNTY MUD 99
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Hotwire Communications.

Nearby Properties on Whispering Oaks Ln

Nearby Streets

Search Property Records by Address or Parcel Number