313 Summit Ave, Troy, OH 45373 Property Records

Miami County property record for 313 Summit Ave, Troy, OH 45373 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,401 sqft · built 1920
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$58,000 (Dec 1988)
Tax Bill	$1,833 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`D08-021260`

Property Details

APN / Parcel Number

Primary APN	`D08-021260`
Alternative APNs	`050628.2-03-012-00` `D08SW101 01200`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,401 sqft Living Area
1st Floor Area	2,316 sqft
Attic	Attic
Attic Area	243 sqft
Basement Area	1,014 sqft
Unfinished Basement	1,014 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	130 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	150 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	313 SUMMIT AVE
City	TROY
State	OH
Zip	45373-3043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 2044 53
Legal Subdivision	TROY
Legal Lot Number	2044
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4009
Census Tract	365301

Owner

Source: Miami County records · APN D08-021260

Assessment roll updated March 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	313 SUMMIT AVE, TROY, OH 45373-3043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 01, 1988 · Amount on Record
Deed Sale	Dec 01, 1988 · Amount on Record
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Recording Date	Jul 08, 2026
Property Address	313 SUMMIT AVE, TROY, OH 45373-3043
Document Number	0000008353
Instrument Date	Jun 26, 2026
Instrument	20268353
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 SUMMIT AVE, TROY, OH 45373-3043

Mortgage

Document Number	0000008353,
Date	Jul 08, 2026
Instrument	20268353

Lender

Name	US BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 05, 2056

Interest

Rate	6.53%
Max Rate	-1%

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,833.00 (+0.88%) Homeowner's exemption	$55,270 (+14.76%) Land $9,000 Building $46,270	$157,900 (+14.75%) Land $25,700 Building $132,200
2024	$1,817.00 (+2.19%) Homeowner's exemption	$48,160 (-) Land $9,380 Building $38,780
2023	$1,778.00 (+17.51%) Homeowner's exemption	$48,160 (-) Land $9,380 Building $38,780	$137,600 (-) Land $26,800 Building $110,800
2022	$1,513.00 Homeowner's exemption	$48,160 Land $9,380 Building $38,780	$137,600 Land $26,800 Building $110,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 405 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Benton Ridge Telephone Company, Spectrum, Imagine Networks. Availability varies by address; speeds are provider-advertised maximums, not measured.