Miami County property record for 321 Summit Ave, Troy, OH 45373 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1915 |
| Square Footage | 953 sqft Living Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $30,500 (1982) |
| Tax Bill | $482.00 (2025) |
| Primary APN | D08-021240 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 953 sqft Living Area |
| 1st Floor | 1,906 sqft 1st Floor |
| Basement Area | 953 sqft Basement |
| Unfinished Basement | 953 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 6,970 sqft (0.16 acres) |
| Depth X Width | 130 ft x 53 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 324 sqft Garage |
| Porch Area | 158 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 321 SUMMIT AVE |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-3043 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | IN LOT 2042 53 |
| Legal Lot Number | 2042 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | CONCORD |
| Census Blockgroup | 4 |
| Census Block | 4009 |
| Census Tract | 365301 |
Source: Miami County records · APN D08-021240
Assessment roll updated March 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 SUMMIT AVE, TROY, OH 45373-3043 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 31, 2024 | Deed of Trust, Mortgage · Commercial Mortgage FIRST FINANCIAL BANK |
| Oct 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MAINSOURCE BANK |
| Mar 26, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Oct 17, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST FINANCIAL BANK |
| Sep 16, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 01, 1982 · Amount on Record |
| Deed Sale | Jul 01, 1982 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 321 SUMMIT AVE, TROY, OH 45373-3043 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 321 SUMMIT AVE, TROY, OH 45373-3043 |
| Document Number | 0000000966 |
|---|---|
| Date | Jan 31, 2024 |
| Instrument | 2024OR-00966 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | 255 E 5TH ST # 700, CINCINNATI, OH 45202 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 140 Months |
| Due | Sep 10, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 321 SUMMIT AVE, TROY, OH 45373-3043 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013140 |
|---|---|
| Date | Oct 27, 2017 |
| Instrument | 2017OR-13140 |
| Name | MAINSOURCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 11, 2027 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 321 SUMMIT AVE, TROY, OH 45373-3043 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003044 |
|---|---|
| Date | Mar 26, 2019 |
| Instrument | 2019OR-03044 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 13, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 321 SUMMIT AVE, TROY, OH 45373-3043 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012684 |
|---|---|
| Date | Oct 17, 2018 |
| Instrument | 2018OR-12684 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 28, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 321 SUMMIT AVE, TROY, OH 45373-3043 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 321 SUMMIT AVE, TROY, OH 45373-3043 |
| Document Number | 0000013189 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 2020OR-13189 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 04, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $482.00 (-37.81%) Homeowner's exemption | $35,570 (+17.35%) Land $9,000 Building $26,570 | $101,600 (+17.32%) Land $25,700 Building $75,900 |
| 2024 | $775.00 (-0.77%) Homeowner's exemption | $30,310 (-) Land $9,380 Building $20,930 | |
| 2023 | $781.00 (+15.19%) Homeowner's exemption | $30,310 (-) Land $9,380 Building $20,930 | $86,600 (-) Land $26,800 Building $59,800 |
| 2022 | $678.00 Homeowner's exemption | $30,310 Land $9,380 Building $20,930 | $86,600 Land $26,800 Building $59,800 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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