Miami County property record for 302 Summit Ave, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,395 sqft · built 1890 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $1,665 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-020600 |
| Primary APN | D08-020600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,395 sqft Living Area |
| 1st Floor Area | 896 sqft |
| 2nd Floor Area | 499 sqft |
| Upper Floors Area | 499 sqft |
| Basement Area | 312 sqft |
| Year Built | Built 1890 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 130 ft deep x 53 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Old Parcel Number | D08SW100 01000 |
|---|---|
| Street Address | 302 SUMMIT AVE |
| City | TROY |
| State | OH |
| Zip | 45373-3044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 1980 53 |
| Legal Subdivision | CITY/TROY |
| Legal Lot Number | 1980 53 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 365301 |
Source: Miami County records · APN D08-020600
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 302 SUMMIT AVE, TROY, OH 45373-3044 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jun 26, 2023 | Deed of Trust, Mortgage · Closed-End Mortgage DAY AIR CREDIT UNION INC |
| Oct 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DAY AIR CREDIT UNION INC |
| Dec 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage DAY AIR CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Prior Sale | Mar 01, 2004 · Amount on Record |
| Last Transfer Date | May 18, 2005 |
| Transfer Doc | 0000424806 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 302 SUMMIT AVE, TROY, OH 45373-3044 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2023 |
| Name | Verified Name |
|---|---|
| Address | 302 SUMMIT AVE, TROY, OH 45373-3044 |
| Document Number | 0000006720 |
|---|---|
| Date | Jun 26, 2023 |
| Instrument | 2023OR-06720 |
| Name | DAY AIR CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45429 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 302 SUMMIT AVE, TROY, OH 45373-3044 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000018455 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 2021OR-18455 |
| Name | DAY AIR CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45429 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 302 SUMMIT AVE, TROY, OH 45373-3044 |
| Document Number | 0000000013 |
| Instrument Date | Dec 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2019 |
| Name | Verified Name |
|---|---|
| Address | 302 SUMMIT AVE TROY OH 453733044, TROY, OH 45373-3044 |
| Document Number | 0000000013 |
|---|---|
| Date | Jan 02, 2019 |
| Instrument | 13 |
| Name | DAY AIR CU |
|---|---|
| Type | Credit Union |
| Address | KETTERING, OH 45429 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2034 |
Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,665.00 (+15.54%) Homeowner's exemption | $48,340 (+26.58%) Land $9,000 Building $39,340 | $138,100 (+26.58%) Land $25,700 Building $112,400 |
| 2024 | $1,441.00 (+2.2%) Homeowner's exemption | $38,190 (-) Land $9,380 Building $28,810 | |
| 2023 | $1,410.00 (+17.5%) Homeowner's exemption | $38,190 (-) Land $9,380 Building $28,810 | $109,100 (-) Land $26,800 Building $82,300 |
| 2022 | $1,200.00 Homeowner's exemption | $38,190 Land $9,380 Building $28,810 | $109,100 Land $26,800 Building $82,300 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 405 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Benton Ridge Telephone Company, Imagine Networks, Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | TROY CITY PWS serves 26,305 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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