310 Summit Ave, Troy, OH 45373 Property Records

Miami County property record for 310 Summit Ave, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,485 sqft · built 1920
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$211,000 (Feb 2025)
Tax Bill	$2,688 (2025)
Deeds & Mortgages	Oct 2021 Transfer Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D08-020620`

Property Details

APN / Parcel Number

Primary APN	`D08-020620`
Alternative APNs	`050628.2-02-008-00` `D08SW100 00800`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,485 sqft Living Area
1st Floor Area	2,976 sqft
Upper Floors Area	997 sqft
Basement Area	1,366 sqft
Unfinished Basement	1,366 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	130 ft deep x 53 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	542 sqft
Deck Area	80 sqft
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	310 SUMMIT AVE
City	TROY
State	OH
Zip	45373-3044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 1982 53
Legal Subdivision	TROY
Legal Lot Number	1982
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4010
Census Tract	365301

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	310 SUMMIT AVE, TROY, OH 45373-3044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Intrafamily Transfer, Transfer
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage THRIVE MORTGAGE LLC
Sep 27, 2019	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2025 · Amount on Record
Deed Sale	Feb 18, 2025 · Amount on Record
Prior Sale	Sep 27, 2019 · Amount on Record
Deed Document Number	20251557
Prior Transfer Date	Sep 30, 2021
Prior Transfer Doc	0000017482
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI OH
Recording Date	Oct 6, 2021
Property Address	310 SUMMIT AVE, TROY, OH 45373-3044
Document Number	0000017482
Instrument Date	Sep 30, 2021
Instrument	2021OR-17482
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 SUMMIT AVE, TROY, OH 45373-3044

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	310 SUMMIT AVE, TROY, OH 45373-3044
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010872
Date	Jun 21, 2021
Instrument	2021OR-10872

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Address	CAMP WOOD, TX 78833

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Sep 27, 2019
Property Address	310 SUMMIT AVE, TROY, OH 45373-3044
Document Number	0000011322
Instrument Date	Sep 26, 2019
Instrument	11322
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	310 SUMMIT AVE TROY OH 453733044, TROY, OH 45373-3044

Mortgage

Document Number	11323
Date	Sep 27, 2019
Instrument	11323

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2049

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,688.00 (+22.46%) Homeowner's exemption	$81,030 (+39.3%) Land $9,000 Building $72,030	$231,500 (+39.29%) Land $25,700 Building $205,800
2024	$2,195.00 (+2.19%) Homeowner's exemption	$58,170 (-) Land $9,380 Building $48,790
2023	$2,148.00 (+17.51%) Homeowner's exemption	$58,170 (-) Land $9,380 Building $48,790	$166,200 (-) Land $26,800 Building $139,400
2022	$1,828.00 Homeowner's exemption	$58,170 Land $9,380 Building $48,790	$166,200 Land $26,800 Building $139,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Imagine Networks, Verizon, Watch TV.

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