313 Bluestem Dr, Elgin, SC 29045 Property Records

Richland County property record for 313 Bluestem Dr, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,489 sqft · built 2016
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on Record
Last Sale	$910,000 (Aug 2025)
Tax Bill	$7,736 (2025)
Deeds & Mortgages	Aug 2019 Sale & Line of Credit Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28905-11-09`

Property Details

APN / Parcel Number

Primary APN	`28905-11-09`
Alternative APNs	`R28905-11-09` `01957298`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,489 sqft Heated Area
Gross Area	5,824 sqft
1st Floor Area	2,332 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	27,007 sqft (0.62 acres)
Garage Area	781 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Porch Area	554 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01957298
Street Address	313 BLUESTEM DR
City	ELGIN
State	SC
Zip	29045-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 19 107X228.1X179.7X180.8 #SU WOODCREEK FARMS AREA D17 #PR RB1301-1226 RB2291-3760
Legal Subdivision	WOODCREEK
Legal Lot Number	19,107
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2065
Census Tract	11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	313 BLUESTEM DR, ELGIN, SC 29045-2103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2019	Warranty Deed, Transfer · Line of Credit US BK
Apr 3, 2018	Grant Deed, Subdivision Related Transfer AMERIS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2025 · Amount on Record
Deed Sale	Aug 25, 2025 · Amount on Record
Prior Sale	Jul 26, 2024 · Amount on Record
Deed Document Number	202539858
Deed Book / Page	3049 / 2616
Record Updated	Sep 20, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Aug 8, 2019
Property Address	313 BLUESTEM DR, ELGIN, SC 29045-2103
Document Number	2418/0209
Book / Page	002418 / 000209
Instrument Date	Aug 8, 2019
Instrument	58355
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,216.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	313 BLUESTEM DR ELGIN SC 290452103, ELGIN, SC 29045-2103

Mortgage

Document Number	2418/0215
Date	Aug 8, 2019
Book Page	002418/000215
Instrument	58357

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

April 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Apr 3, 2018
Property Address	313 BLUESTEM DR, ELGIN, SC 29045-2103
Document Number	2291/3741
Book / Page	002291 / 003741
Instrument Date	Apr 2, 2018
Instrument	20124
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,145.63
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	313 BLUESTEM DR ELGIN SC 290452103, ELGIN, SC 29045-2103

Mortgage

Document Number	2291/3745
Date	Apr 3, 2018
Book Page	002291/003745
Instrument	20125

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,736.00 (+50.04%)	$23,960 (-)	$880,000 (+46.91%) Land $99,000 Building $781,000
2023	$5,156.00 (-5.29%)	$23,960 (-)	$599,000 (-)
2021	$5,444.00	$23,960	$599,000 Land $90,000 Building $509,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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