317 Bluestem Dr, Elgin, SC 29045 Property Records

Richland County property record for 317 Bluestem Dr, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,718 sqft · built 2021
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on Record
Last Sale	$77,000 (Oct 2020)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28905-11-07`

Property Details

APN / Parcel Number

Primary APN	`28905-11-07`
Alternative APNs	`R28905-11-07` `01957270`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,718 sqft Heated Area
Gross Area	5,009 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,087 sqft (0.53 acres)
Garage Type	Attached
Garage Area	975 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01957270
Street Address	317 BLUESTEM DR
City	ELGIN
State	SC
Zip	29045-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 17 130X178.8X130X178.9 #SU WOODCREEK FARMS AREA D17 #PR RB1301-1226
Legal Subdivision	WOODCREEK
Legal Lot Number	17,130
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2065
Census Tract	11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	317 BLUESTEM DR, ELGIN, SC 29045-2103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · VA Mortgage SUCCESS MORTGAGE PARTNERS INC
Oct 24, 2020	Warranty Deed, Transfer SECURITY FED'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2020 · Amount on Record
Deed Sale	Oct 24, 2020 · Amount on Record
Prior Sale	Nov 22, 2013 · Amount on Record
Deed Document Number	202056917
Deed Book / Page	2542 / 3916
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	317 BLUESTEM DR, ELGIN, SC 29045-2103
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026353327
Date	Jun 29, 2021
Book Page	2635/3327
Instrument	2021042129

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Oct 24, 2020
Property Address	317 BLUESTEM DR, ELGIN, SC 29045-2103
Document Number	2542/3916
Book / Page	002542 / 003916
Instrument Date	Sep 18, 2020
Instrument	56917
Transaction Type	Transfer
Record Updated	Jan 7, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	317 BLUESTEM DR ELGIN SC 29045, ELGIN, SC 29045

Mortgage

Document Number	2542/3920
Date	Oct 24, 2020
Book Page	002542/003920
Instrument	56918

Lender

Name	SECURITY FED'L BK
Type	Bank
Address	AIKEN, SC 29802

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2050

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025		$708,800 (+35.32%) Land $104,500 Building $604,300
2023		$523,800 (+580.26%) Land $95,000 Building $428,800
2021	$3,080	$77,000 Land $77,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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