316 Bluestem Dr, Elgin, SC 29045 Property Records

Richland County property record for 316 Bluestem Dr, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,909 sqft · built 2013
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on Record
Tax Bill	$5,776 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28909-02-06`

Property Details

APN / Parcel Number

Primary APN	`28909-02-06`
Alternative APNs	`R28909-02-06` `01957403`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,909 sqft Heated Area
Gross Area	4,912 sqft
1st Floor Area	2,657 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,572 sqft (0.61 acres)
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Porch Area	259 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01957403
Street Address	316 BLUESTEM DR
City	ELGIN
State	SC
Zip	29045-2105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 47 130X193.3X131.6X214.2 #SU WOODCREEK FARMS AREA D17 #PR RB1861-302 RB1301-1226
Legal Subdivision	WOODCREEK
Legal Lot Number	47,130
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2072
Census Tract	11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	316 BLUESTEM DR, ELGIN, SC 29045-2105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC
Feb 5, 2021	Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Mar 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2022
Deed Sale	Feb 16, 2022
Prior Sale	Feb 5, 2021 · Amount on Record
Deed Document Number	20229112
Deed Book / Page	2716 / 2644
Record Updated	Sep 20, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Feb 16, 2022
Property Address	316 BLUESTEM DR, ELGIN, SC 29045-2103
Document Number	0027162644
Book / Page	2716 / 2644
Map Reference	MB 1301 PG 1226
Instrument Date	Feb 7, 2022
Instrument	2022009112
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 BLUESTEM DR, ELGIN, SC 29045-2103

Mortgage

Document Number	2022009113
Date	Feb 16, 2022
Instrument	2022009113

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Feb 5, 2021
Property Address	316 BLUESTEM DR, ELGIN, SC 29045-2103
Document Number	0025832221
Book / Page	2583 / 2221
Map Reference	MB 1301 PG 1226
Instrument Date	Feb 1, 2021
Instrument	2021007548
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,046.10
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	316 BLUESTEM DR, ELGIN, SC 29045-2103

Mortgage

Document Number	2021007549
Date	Feb 5, 2021
Instrument	2021007549

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	316 BLUESTEM DR, ELGIN, SC 29045-2103
Document Number	2288/2719
Instrument Date	Mar 15, 2018
Transaction Type	Mortgage
Record Updated	Apr 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 BLUESTEM DR ELGIN SC 290452103, ELGIN, SC 29045-2103

Mortgage

Document Number	2288/2719
Date	Mar 21, 2018
Book Page	002288/002719
Instrument	16931

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 27472

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 20, 2043

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,776.00 (+14.99%)	$656,900 (+1,548.18%) Land $66,000 Building $590,900	$656,900 (-34.07%) Land $66,000 Building $590,900
2023	$5,023.00 (+31.6%)	$39,856 (+137.24%)	$996,400 (+110.61%)
2021	$3,817.00	$16,800	$473,100 Land $60,000 Building $413,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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